Madison County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Madison County, GA distress report, 2026: 11 ZIPs scored in Madison, GA, Madison, GA average 21/100; the top Madison, GA ZIP is 30601 at 31/100; Madison, GA market phase peak, Madison, GA prices +0.4% year over year.
- Madison, GA ranks #1,626 nationally (opportunity index); Madison, GA #121 in Georgia; Madison, GA index 29.0.
- Madison, GA: no CFPB county sample; Madison, GA metro area reading 1.1%.
- Madison, GA ZIP phases: 11 peak.
- Madison, GA residential listings tracked: 2 across 4 ZIPs; Madison, GA candidate listings 0.
- Madison, GA lenders on watch: 1; largest Madison, GA footprint Commercial Bank (2 branches).
- Madison, GA most distressed ZIP: 30601 at 31/100.
Madison, GA figures: DLRadar distress index; Madison, GA inputs: CFPB, FHFA, HUD, FDIC; Madison, GA rebuilt as sources refresh.
| Rank | Madison, GA ZIP | Score |
|---|---|---|
| 1 | 30601 | 31/100 |
| 2 | 30683 | 24/100 |
| 3 | 30565 | 22/100 |
| 4 | 30530 | 20/100 |
| 5 | 30633 | 20/100 |
| 6 | 30646 | 20/100 |
| 7 | 30662 | 20/100 |
| 8 | 30628 | 19/100 |
| 9 | 30629 | 19/100 |
| 10 | 30627 | 18/100 |
| 11 | 30624 | 17/100 |
Most distressed Madison, GA ZIPs (0-100, 2026)
Mortgage delinquency around Madison, GA
No CFPB county sample covers Madison, GA; the metro area reading for Madison, GA (Athens-Clarke County, GA): 1.1% ninety-plus; Madison, GA area thirty-to-eighty-nine 1.6% (December 2025, Madison, GA); Georgia overall 1.3%.
Opportunity index: Madison, GA
Madison, GA index 29.0, Madison, GA phase early_signal; Madison, GA primary driver construction, Madison, GA second driver vacancy. Madison, GA components: property stress 23.8, foreclosure pressure 22.6, listing discounts 17.5, bank stress 48.8, insurance 0.0; Madison, GA pulse 33.6; Madison, GA capital opportunity 22.0; Madison, GA seven-day change +0.6%.
ZIP market phases inside Madison, GA
11 Madison, GA ZIPs carry a price-cycle phase; Madison, GA ZIPs by phase (Madison, GA), deepest drawdown first: peak, +1.1% YoY, 0.0% off peak (Madison, GA): 30565; peak, +1.8% YoY, 0.0% off peak (Madison, GA): 30530; peak, +0.4% YoY, 0.0% off peak (Madison, GA): 30601, 30646; peak, +2.3% YoY (Madison, GA): 30624; peak, +0.4% YoY (Madison, GA): 30627, 30628, 30629, 30633, Madison, GA 30683; peak, +2.0% YoY (Madison, GA): 30662.
Residential listings by Madison, GA ZIP
Madison, GA ZIPs with the most tracked Madison, GA residential listings: 30629 1 listings, 0 candidates, bank pressure 54; 30633 1 listings, 0 candidates, bank pressure 53; 30628 0 listings, 0 candidates, bank pressure 54; 30646 0 listings, 0 candidates, bank pressure 56 (Madison, GA). Madison, GA totals: 2 listings; Madison, GA candidates 0; active ZIPs 2.
Lenders with branches in Madison, GA
Madison, GA lenders by branch count: Commercial Bank (Madison, GA): stress 44, 2 branches low in Madison, GA.
Vacancy and permits, Madison, GA
1,291 of 12,533 Madison, GA housing units are vacant; Madison, GA permits, twelve months: 0 multifamily units in Madison, GA, 127 one-to-four unit units.
Work Madison, GA at the parcel level
Every Madison, GA parcel carries owner and address; every Madison, GA parcel carries APN; Madison, GA distress scores sit on the Madison, GA live board.
Madison, GA figures refresh with each source.
Madison, GA questions
Most distressed ZIP code in Madison County, GA?
ZIP 30601 leads Madison, GA at 31/100; next in Madison, GA: 30683 at 24/100; the Madison, GA average is 21/100.
Where does Madison County, GA rank for investment opportunity?
Madison, GA is #1,626 among all ranked counties, #121 in Georgia; the Madison, GA driver is construction; Madison, GA moved down 56 places.
How many mortgages are delinquent in Madison County, GA?
Madison, GA takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Madison, GA.
Which banks lend in Madison County, GA?
1 watched lenders hold Madison, GA branches; the largest Madison, GA footprints are Commercial Bank (2).
More on Madison, GA
Madison County, GA distress report: public-record figures for Madison, GA; not legal advice for Madison, GA; not tax or investment advice; verify every Madison, GA record before acting.