Decatur County, GA: Foreclosures, Tax Liens & Distressed Properties

Decatur County, GA, Georgia: 8 ZIP codes scored, Decatur County, GA averaging 24/100 (low, Decatur, GA), from 14 to 26. Decatur County, GA is in its peak phase (Decatur, GA confidence 18/100): Decatur, GA home prices up 1.2% (Decatur, GA) over twelve months. Decatur County, GA lender headwind: 30/100.

Highest-scoring Decatur County, GA ZIPs: 31730 (26/100), 39815 (26/100), 39817 (26/100), 39819 (26/100), 39834 (26/100), 39825 (25/100). Also scored in Decatur County, GA: 39897, 39837.

Across Decatur County, GA's scored ZIPs: median home value $132,850, household income $49,730, 18.0% vacancy, 22.9% poverty, 68% owner-occupied, median age 42.0.

Decatur County, GA insurance distress 49/100 (#1,103 in the US); FEMA hazard 97/100 for Decatur, GA; 12 federal disaster declarations in Decatur County, GA since 2023 (3 hurricane); Decatur, GA construction distress 47/100.

7 banks with 10 branches lend in Decatur County, GA; Decatur, GA weighted bank stress 61/100, highest 96/100 in Decatur, GA.

Decatur County, GA unemployment 3.6% (Decatur, GA -0.1 pts, six months); 145 new housing units permitted in Decatur County, GA over twelve months, Decatur, GA up 2% from 142; Decatur, GA home prices +9.7% a year (Decatur, GA) over three years.

13,215 housing units in Decatur County, GA; 3,996 Decatur, GA renter households; 33% of Decatur, GA renters spend 30%+ of income on rent, 19% (Decatur, GA) half or more.

Decatur County, GA ranks #739 nationally on the opportunity index (Decatur, GA, among all ranked counties); Decatur, GA scores 32.2/100 and Decatur, GA sits #47 inside Georgia. Decatur, GA is in the early_signal opportunity phase; Decatur, GA's primary driver is vacancy, Decatur, GA second driver bank institutional; Decatur, GA moved down 606 places. 1 short-sale listings across Decatur, GA; 4 days on market observed in Decatur, GA; 20.2% vacancy over 8 Decatur, GA ZIPs.

No CFPB county sample covers Decatur County, GA. The non-metro area reading for Decatur, GA: 1.3% ninety-plus days late; Decatur, GA's thirty-to-eighty-nine share is 3.0% (Decatur, GA, December 2025 data); Georgia overall 1.3%.

Decatur County, GA has 5 watched banks; 5 Decatur, GA banks sit in an elevated band. Decatur, GA footprints: First Port City Bank (3 branches, stress 60) in Decatur, GA; First Nb Of Decatur County (2 branches, stress 96) in Decatur, GA; Peoplessouth Bank (1 branch, stress 71) in Decatur, GA.

HUD lists 2 assisted multifamily properties in Decatur County, GA with 134 units; 133 Decatur, GA units are assisted, 1 Decatur, GA properties under project-based Section 8.

2,594 of the 13,215 housing units in Decatur, GA sit vacant. Decatur County, GA permitted 73 multifamily units in twelve months; Decatur, GA's one-to-four unit structures added 72 units in Decatur County, GA.