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Paulding County, GA: Foreclosures, Tax Liens & Distressed Properties

Paulding County, GA, Georgia: 11 ZIP codes scored, Paulding County, GA averaging 29/100 (low, Paulding, GA), from 24 to 33. Paulding County, GA is in its peak phase (Paulding, GA confidence 18/100): Paulding, GA home prices up 1.2% (Paulding, GA) over twelve months. Paulding County, GA lender headwind: 22/100.

Highest-scoring Paulding County, GA ZIPs: 30120 (33/100), 30132 (31/100), 30141 (31/100), 30157 (31/100), 30178 (31/100), 30101 (30/100). Also scored in Paulding County, GA: 30127, 30134, 30153, 30180, 30179.

Across Paulding County, GA's scored ZIPs: median home value $307,455, household income $91,911, 6.4% vacancy, 9.2% poverty, 77% owner-occupied, median age 38.5.

Paulding County, GA insurance distress 83/100 (#276 in the US); FEMA hazard 96/100 for Paulding, GA; 12 federal disaster declarations in Paulding County, GA since 2023 (3 hurricane); 3 Paulding, GA NFIP flood claims, $23K paid; Paulding, GA construction distress 43/100.

11 banks with 17 branches lend in Paulding County, GA; Paulding, GA weighted bank stress 58/100, highest 71/100 in Paulding, GA.

Paulding County, GA unemployment 3.3% (Paulding, GA -0.2 pts, six months); 1,451 new housing units permitted in Paulding County, GA over twelve months, Paulding, GA up 1% from 1,441; Paulding, GA home prices +11.0% a year (Paulding, GA) over three years.

63,118 housing units in Paulding County, GA; 11,566 Paulding, GA renter households; 38% of Paulding, GA renters spend 30%+ of income on rent, 18% (Paulding, GA) half or more.

Paulding County, GA ranks #1,199 nationally on the opportunity index (Paulding, GA, among all ranked counties); Paulding, GA scores 30.5/100 and Paulding, GA sits #86 inside Georgia. Paulding, GA is in the watchlist opportunity phase; Paulding, GA's primary driver is bank institutional, Paulding, GA second driver listings discount; Paulding, GA moved up 1,139 places. 89 short-sale listings across Paulding, GA; 45 days on market observed in Paulding, GA; 5.5% vacancy over 11 Paulding, GA ZIPs.

1.6% of Paulding County, GA mortgages were ninety-plus days late in December 2025; Paulding, GA's thirty-to-eighty-nine-day share was 3.7% (CFPB county sample). Paulding, GA's ninety-day rate is up 0.5 points on twelve months earlier; the Paulding, GA peak since 2008 was 7.4% in January 2010; Georgia overall reads 1.3%.

Paulding County, GA has 1 watched bank; 1 Paulding, GA bank sits in an elevated band. Paulding, GA footprints: First National Cmty Bank (1 branch, stress 42) in Paulding, GA.

HUD lists 3 assisted multifamily properties in Paulding County, GA with 505 units.

3,110 of the 63,118 housing units in Paulding, GA sit vacant. Paulding County, GA permitted 325 multifamily units in twelve months; Paulding, GA's one-to-four unit structures added 1,126 units in Paulding County, GA.

Peak
Market phase
1.2%
Paulding, GA HPI YoY
0%
Drawdown
18
Paulding confidence

Where distress concentrates in Paulding County

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