Oconee County, GA: Foreclosures, Tax Liens & Distressed Properties

Oconee County, GA, Georgia: 8 ZIP codes scored, Oconee County, GA averaging 25/100 (low, Oconee, GA), from 18 to 32. Oconee County, GA is in its peak phase (Oconee, GA confidence 39/100): Oconee, GA home prices up 0.4% (Oconee, GA) over twelve months. Oconee County, GA lender headwind: 30/100.

Highest-scoring Oconee County, GA ZIPs: 30605 (32/100), 30606 (31/100), 30622 (27/100), 30677 (24/100), 30666 (23/100), 30621 (22/100). Also scored in Oconee County, GA: 30680, 30619.

Across Oconee County, GA's scored ZIPs: median home value $350,650, household income $74,436, 5.9% vacancy, 11.2% poverty, 73% owner-occupied, median age 38.5.

Oconee County, GA insurance distress 79/100 (#377 in the US); FEMA hazard 90/100 for Oconee, GA; 9 federal disaster declarations in Oconee County, GA since 2023; 2 Oconee, GA NFIP flood claims, $31K paid; Oconee, GA construction distress 67/100.

11 banks with 13 branches lend in Oconee County, GA; Oconee, GA weighted bank stress 58/100, highest 77/100 in Oconee, GA.

Oconee County, GA unemployment 2.6% (Oconee, GA -0.1 pts, six months); 283 new housing units permitted in Oconee County, GA over twelve months, Oconee, GA down 19% from 348; Oconee, GA home prices +13.4% a year (Oconee, GA) over three years.

15,680 housing units in Oconee County, GA; 2,709 Oconee, GA renter households; 22% of Oconee, GA renters spend 30%+ of income on rent, 10% (Oconee, GA) half or more.

Oconee County, GA ranks #1,342 nationally on the opportunity index (Oconee, GA, among all ranked counties); Oconee, GA scores 30.0/100 and Oconee, GA sits #100 inside Georgia. Oconee, GA is in the early_signal opportunity phase; Oconee, GA's primary driver is construction, Oconee, GA second driver bank institutional; Oconee, GA moved up 707 places. 12 short-sale listings across Oconee, GA; 31 days on market observed in Oconee, GA; 4.5% vacancy over 8 Oconee, GA ZIPs.

No CFPB county sample covers Oconee County, GA. The metro area reading for Oconee, GA (Athens-Clarke County, GA): 1.1% ninety-plus days late; Oconee, GA's thirty-to-eighty-nine share is 1.6% (Oconee, GA, December 2025 data); Georgia overall 1.3%.

Oconee County, GA has 7 watched banks; 7 Oconee, GA banks sit in an elevated band. Oconee, GA footprints: Oconee State Bank (2 branches, stress 77) in Oconee, GA; American Pride Bank (1 branch, stress 73) in Oconee, GA; Banksouth (1 branch, stress 58) in Oconee, GA.

686 of the 15,680 housing units in Oconee, GA sit vacant. Oconee County, GA permitted 0 multifamily units in twelve months; Oconee, GA's one-to-four unit structures added 283 units in Oconee County, GA.