Fayette County, GA: Foreclosures, Tax Liens & Distressed Properties

Fayette County, GA, Georgia: 8 ZIP codes scored, Fayette County, GA averaging 29/100 (low, Fayette, GA), from 25 to 37. Fayette County, GA is in its peak phase (Fayette, GA confidence 18/100): Fayette, GA home prices up 1.2% (Fayette, GA) over twelve months. Fayette County, GA lender headwind: 44/100.

Highest-scoring Fayette County, GA ZIPs: 30238 (37/100), 30213 (36/100), 30214 (28/100), 30215 (28/100), 30269 (27/100), 30290 (27/100). Also scored in Fayette County, GA: 30276, 30205.

Across Fayette County, GA's scored ZIPs: median home value $396,613, household income $95,557, 5.7% vacancy, 7.5% poverty, 80% owner-occupied, median age 40.8.

Fayette County, GA insurance distress 84/100 (#255 in the US); FEMA hazard 90/100 for Fayette, GA; 9 federal disaster declarations in Fayette County, GA since 2023; 14 Fayette, GA NFIP flood claims, $131K paid; Fayette, GA construction distress 30/100.

12 banks with 24 branches lend in Fayette County, GA; Fayette, GA weighted bank stress 62/100, highest 100/100 in Fayette, GA.

Fayette County, GA unemployment 3.3% (Fayette, GA -0.2 pts, six months); 477 new housing units permitted in Fayette County, GA over twelve months, Fayette, GA up 25% from 383; Fayette, GA home prices +11.4% a year (Fayette, GA) over three years.

46,453 housing units in Fayette County, GA; 8,300 Fayette, GA renter households; 54% of Fayette, GA renters spend 30%+ of income on rent, 27% (Fayette, GA) half or more.

Fayette County, GA ranks #1,993 nationally on the opportunity index (Fayette, GA, among all ranked counties); Fayette, GA scores 27.7/100 and Fayette, GA sits #137 inside Georgia. Fayette, GA is in the weak opportunity phase; Fayette, GA's primary driver is bank institutional, Fayette, GA second driver listings discount; Fayette, GA moved up 508 places. 28 short-sale listings across Fayette, GA; 27 days on market observed in Fayette, GA; 4.8% vacancy over 8 Fayette, GA ZIPs.

1.0% of Fayette County, GA mortgages were ninety-plus days late in December 2025; Fayette, GA's thirty-to-eighty-nine-day share was 1.7% (CFPB county sample). Fayette, GA's ninety-day rate is up 0.3 points on twelve months earlier; the Fayette, GA peak since 2008 was 4.2% in July 2010; Georgia overall reads 1.3%.

Fayette County, GA has 3 watched banks; 3 Fayette, GA banks sit in an elevated band. Fayette, GA footprints: Ameris Bank (3 branches, stress 51) in Fayette, GA; Talbot State Bank (1 branch, stress 100) in Fayette, GA; Colony Bank (1 branch, stress 65) in Fayette, GA.

HUD lists 3 assisted multifamily properties in Fayette County, GA with 210 units.

1,872 of the 46,453 housing units in Fayette, GA sit vacant. Fayette County, GA permitted 0 multifamily units in twelve months; Fayette, GA's one-to-four unit structures added 477 units in Fayette County, GA.