Liberty County, GA: Foreclosures, Tax Liens & Distressed Properties
Liberty County, GA, Georgia: 10 ZIP codes scored, Liberty County, GA averaging 27/100 (low, Liberty, GA), from 23 to 29. Liberty County, GA is in its peak phase (Liberty, GA confidence 52/100): Liberty, GA home prices up 3.6% (Liberty, GA) over twelve months. Liberty County, GA lender headwind: 33/100.
Highest-scoring Liberty County, GA ZIPs: 31309 (29/100), 31313 (29/100), 31314 (29/100), 31315 (29/100), 31320 (29/100), 31333 (29/100). Also scored in Liberty County, GA: 31324, 31323, 31301, 31316.
Across Liberty County, GA's scored ZIPs: median home value $222,083, household income $75,961, 17.9% vacancy, 17.3% poverty, 53% owner-occupied, median age 36.8.
Liberty County, GA insurance distress 92/100 (#77 in the US); FEMA hazard 97/100 for Liberty, GA; 12 federal disaster declarations in Liberty County, GA since 2023 (3 hurricane); 25 Liberty, GA NFIP flood claims, $515K paid.
6 banks with 6 branches lend in Liberty County, GA; Liberty, GA weighted bank stress 57/100, highest 76/100 in Liberty, GA.
Liberty County, GA unemployment 4.1% (Liberty, GA -0.2 pts, six months); 608 new housing units permitted in Liberty County, GA over twelve months, Liberty, GA up 101% from 303; Liberty, GA home prices +12.4% a year (Liberty, GA) over three years.
27,675 housing units in Liberty County, GA; 11,716 Liberty, GA renter households; 44% of Liberty, GA renters spend 30%+ of income on rent, 17% (Liberty, GA) half or more.
Liberty County, GA ranks #1,254 nationally on the opportunity index (Liberty, GA, among all ranked counties); Liberty, GA scores 30.3/100 and Liberty, GA sits #90 inside Georgia. Liberty, GA is in the watchlist opportunity phase; Liberty, GA's primary driver is vacancy, Liberty, GA second driver bank institutional; Liberty, GA moved up 1,192 places. 23 short-sale listings across Liberty, GA; 53 days on market observed in Liberty, GA; 13.9% vacancy over 10 Liberty, GA ZIPs.
No CFPB county sample covers Liberty County, GA. The non-metro area reading for Liberty, GA: 1.3% ninety-plus days late; Liberty, GA's thirty-to-eighty-nine share is 3.0% (Liberty, GA, December 2025 data); Georgia overall 1.3%.
Liberty County, GA has 4 watched banks; 4 Liberty, GA banks sit in an elevated band. Liberty, GA footprints: Queensborough Nb&T Co (1 branch, stress 76) in Liberty, GA; South Georgia Bank (1 branch, stress 58) in Liberty, GA; Ameris Bank (1 branch, stress 51) in Liberty, GA.
HUD lists 5 assisted multifamily properties in Liberty County, GA with 634 units; 551 Liberty, GA units are assisted, 4 Liberty, GA properties under project-based Section 8.
3,677 of the 27,675 housing units in Liberty, GA sit vacant. Liberty County, GA permitted 111 multifamily units in twelve months; Liberty, GA's one-to-four unit structures added 497 units in Liberty County, GA.
Top Liberty County ZIP codes by stress score
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