Clayton County, GA: Foreclosures, Tax Liens & Distressed Properties

Clayton County, GA, Georgia: 16 ZIP codes scored, Clayton County, GA averaging 35/100 (moderate, Clayton, GA), from 28 to 38. Clayton County, GA is in its peak phase (Clayton, GA confidence 18/100): Clayton, GA home prices up 1.2% (Clayton, GA) over twelve months. Clayton County, GA lender headwind: 47/100.

Highest-scoring Clayton County, GA ZIPs: 30250 (38/100), 30260 (38/100), 30274 (38/100), 30297 (38/100), 30238 (37/100), 30236 (36/100). Also scored in Clayton County, GA: 30273, 30349, 30354, 30296, 30337, 30288, 30294, 30228, 30281, 30215.

Across Clayton County, GA's scored ZIPs: median home value $252,080, household income $68,467, 8.3% vacancy, 16.2% poverty, 60% owner-occupied, median age 35.6.

Clayton County, GA insurance distress 90/100 (#109 in the US); FEMA hazard 90/100 for Clayton, GA; 9 federal disaster declarations in Clayton County, GA since 2023; 38 Clayton, GA NFIP flood claims, $1.3M paid; Clayton, GA construction distress 77/100.

10 banks with 23 branches lend in Clayton County, GA; Clayton, GA weighted bank stress 60/100, highest 71/100 in Clayton, GA.

Clayton County, GA unemployment 4.2% (Clayton, GA -0.4 pts, six months); 432 new housing units permitted in Clayton County, GA over twelve months, Clayton, GA down 41% from 734; Clayton, GA home prices +12.7% a year (Clayton, GA) over three years.

115,476 housing units in Clayton County, GA; 49,444 Clayton, GA renter households; 55% of Clayton, GA renters spend 30%+ of income on rent, 29% (Clayton, GA) half or more.

Clayton County, GA ranks #568 nationally on the opportunity index (Clayton, GA, among all ranked counties); Clayton, GA scores 33.1/100 and Clayton, GA sits #38 inside Georgia. Clayton, GA is in the peak_opportunity opportunity phase; Clayton, GA's primary driver is construction, Clayton, GA second driver bank institutional; Clayton, GA moved up 816 places. 109 short-sale listings across Clayton, GA; 49 days on market observed in Clayton, GA; 8.3% vacancy over 16 Clayton, GA ZIPs.

3.6% of Clayton County, GA mortgages were ninety-plus days late in December 2025; Clayton, GA's thirty-to-eighty-nine-day share was 4.9% (CFPB county sample). Clayton, GA's ninety-day rate is up 1.3 points on twelve months earlier; the Clayton, GA peak since 2008 was 12.0% in February 2010; Georgia overall reads 1.3%.

Clayton County, GA has 1 watched bank; 1 Clayton, GA bank sits in an elevated band. Clayton, GA footprints: Ameris Bank (1 branch, stress 51) in Clayton, GA.

HUD lists 3 assisted multifamily properties in Clayton County, GA with 533 units; 48 Clayton, GA units are assisted.

9,535 of the 115,476 housing units in Clayton, GA sit vacant. Clayton County, GA permitted 180 multifamily units in twelve months; Clayton, GA's one-to-four unit structures added 252 units in Clayton County, GA.