Clarke County, GA: Foreclosures, Tax Liens & Distressed Properties

Clarke County, GA, Georgia: 9 ZIP codes scored, Clarke County, GA averaging 29/100 (low, Clarke, GA), from 20 to 33. Clarke County, GA is in its peak phase (Clarke, GA confidence 39/100): Clarke, GA home prices up 0.4% (Clarke, GA) over twelve months. Clarke County, GA lender headwind: 35/100.

Highest-scoring Clarke County, GA ZIPs: 30602 (33/100), 30609 (33/100), 30601 (32/100), 30605 (32/100), 30606 (31/100), 30622 (27/100). Also scored in Clarke County, GA: 30607, 30683, 30646.

Across Clarke County, GA's scored ZIPs: median home value $290,657, household income $60,021, 17.6% vacancy, 17.7% poverty, 58% owner-occupied, median age 31.9.

Clarke County, GA insurance distress 81/100 (#328 in the US); FEMA hazard 90/100 for Clarke, GA; 9 federal disaster declarations in Clarke County, GA since 2023; 5 Clarke, GA NFIP flood claims, $43K paid; Clarke, GA construction distress 82/100.

16 banks with 27 branches lend in Clarke County, GA; Clarke, GA weighted bank stress 59/100, highest 77/100 in Clarke, GA.

Clarke County, GA unemployment 3.2% (Clarke, GA -0.1 pts, six months); 628 new housing units permitted in Clarke County, GA over twelve months, Clarke, GA down 35% from 969; Clarke, GA home prices +11.8% a year (Clarke, GA) over three years.

57,918 housing units in Clarke County, GA; 31,825 Clarke, GA renter households; 56% of Clarke, GA renters spend 30%+ of income on rent, 34% (Clarke, GA) half or more.

Clarke County, GA ranks #2,249 nationally on the opportunity index (Clarke, GA, among all ranked counties); Clarke, GA scores 26.9/100 and Clarke, GA sits #148 inside Georgia. Clarke, GA is in the weak opportunity phase; Clarke, GA's primary driver is construction, Clarke, GA second driver bank institutional; Clarke, GA moved down 83 places. 6 short-sale listings across Clarke, GA; 89 days on market observed in Clarke, GA; 6.3% vacancy over 9 Clarke, GA ZIPs.

No CFPB county sample covers Clarke County, GA. The metro area reading for Clarke, GA (Athens-Clarke County, GA): 1.1% ninety-plus days late; Clarke, GA's thirty-to-eighty-nine share is 1.6% (Clarke, GA, December 2025 data); Georgia overall 1.3%.

Clarke County, GA has 5 watched banks; 5 Clarke, GA banks sit in an elevated band. Clarke, GA footprints: First American Bank&Trust Co (3 branches, stress 40) in Clarke, GA; Oconee State Bank (1 branch, stress 77) in Clarke, GA; Vallant Bank (1 branch, stress 56) in Clarke, GA.

HUD lists 7 assisted multifamily properties in Clarke County, GA with 900 units; 299 Clarke, GA units are assisted, 2 Clarke, GA properties under project-based Section 8.

3,464 of the 57,918 housing units in Clarke, GA sit vacant. Clarke County, GA permitted 334 multifamily units in twelve months; Clarke, GA's one-to-four unit structures added 294 units in Clarke County, GA.