Lumpkin County, GA: Foreclosures, Tax Liens & Distressed Properties

Lumpkin County, GA, Georgia: 5 ZIP codes scored, Lumpkin County, GA averaging 26/100 (low, Lumpkin, GA), from 20 to 29. Lumpkin County, GA is in its peak phase (Lumpkin, GA confidence 18/100): Lumpkin, GA home prices up 1.2% (Lumpkin, GA) over twelve months. Lumpkin County, GA lender headwind: 33/100.

Highest-scoring Lumpkin County, GA ZIPs: 30597 (29/100), 30533 (28/100), 30564 (28/100), 30528 (25/100), 30534 (20/100).

Across Lumpkin County, GA's scored ZIPs: median home value $323,550, household income $77,319, 12.3% vacancy, 11.7% poverty, 78% owner-occupied, median age 37.3.

Lumpkin County, GA insurance distress 88/100 (#154 in the US); FEMA hazard 96/100 for Lumpkin, GA; 12 federal disaster declarations in Lumpkin County, GA since 2023 (3 hurricane); 2 Lumpkin, GA NFIP flood claims, $115K paid; Lumpkin, GA construction distress 60/100.

6 banks with 6 branches lend in Lumpkin County, GA; Lumpkin, GA weighted bank stress 57/100, highest 67/100 in Lumpkin, GA.

Lumpkin County, GA unemployment 3.3% (Lumpkin, GA -0.2 pts, six months); 231 new housing units permitted in Lumpkin County, GA over twelve months, Lumpkin, GA down 17% from 279; Lumpkin, GA home prices +12.9% a year (Lumpkin, GA) over three years.

13,539 housing units in Lumpkin County, GA; 2,460 Lumpkin, GA renter households; 49% of Lumpkin, GA renters spend 30%+ of income on rent, 31% (Lumpkin, GA) half or more.

Lumpkin County, GA ranks #419 nationally on the opportunity index (Lumpkin, GA, among all ranked counties); Lumpkin, GA scores 33.8/100 and Lumpkin, GA sits #25 inside Georgia. Lumpkin, GA is in the peak_opportunity opportunity phase; Lumpkin, GA's primary driver is vacancy, Lumpkin, GA second driver construction; Lumpkin, GA moved up 348 places. 12 short-sale listings across Lumpkin, GA; 47 days on market observed in Lumpkin, GA; 12.2% vacancy over 5 Lumpkin, GA ZIPs.

No CFPB county sample covers Lumpkin County, GA. The metro area reading for Lumpkin, GA (Atlanta-Sandy Springs-Roswell, GA): 1.3% ninety-plus days late; Lumpkin, GA's thirty-to-eighty-nine share is 2.8% (Lumpkin, GA, December 2025 data); Georgia overall 1.3%.

Lumpkin County, GA has 1 watched bank; 1 Lumpkin, GA bank sits in an elevated band. Lumpkin, GA footprints: Vallant Bank (1 branch, stress 56) in Lumpkin, GA.

1,870 of the 13,539 housing units in Lumpkin, GA sit vacant. Lumpkin County, GA permitted 0 multifamily units in twelve months; Lumpkin, GA's one-to-four unit structures added 231 units in Lumpkin County, GA.