Gilmer County, GA: Foreclosures, Tax Liens & Distressed Properties

Gilmer County, GA, Georgia: 6 ZIP codes scored, Gilmer County, GA averaging 31/100 (moderate, Gilmer, GA), from 26 to 34. Gilmer County, GA is in its peak phase (Gilmer, GA confidence 32/100): Gilmer, GA home prices up 2.5% (Gilmer, GA) over twelve months. Gilmer County, GA lender headwind: 11/100.

Highest-scoring Gilmer County, GA ZIPs: 30539 (34/100), 30540 (34/100), 30536 (33/100), 30522 (32/100), 30513 (28/100), 30175 (26/100).

Across Gilmer County, GA's scored ZIPs: median home value $311,080, household income $69,076, 31.6% vacancy, 16.9% poverty, 80% owner-occupied, median age 53.7.

Gilmer County, GA insurance distress 86/100 (#209 in the US); FEMA hazard 96/100 for Gilmer, GA; 12 federal disaster declarations in Gilmer County, GA since 2023 (3 hurricane); 7 Gilmer, GA NFIP flood claims, $64K paid; Gilmer, GA construction distress 86/100.

4 banks with 5 branches lend in Gilmer County, GA; Gilmer, GA weighted bank stress 51/100, highest 62/100 in Gilmer, GA.

Gilmer County, GA unemployment 3.0% (Gilmer, GA -0.2 pts, six months); 165 new housing units permitted in Gilmer County, GA over twelve months, Gilmer, GA down 42% from 285; Gilmer, GA home prices +11.2% a year (Gilmer, GA) over three years.

18,507 housing units in Gilmer County, GA; 2,428 Gilmer, GA renter households; 36% of Gilmer, GA renters spend 30%+ of income on rent, 12% (Gilmer, GA) half or more.

Gilmer County, GA ranks #58 nationally on the opportunity index (Gilmer, GA, among all ranked counties); Gilmer, GA scores 38.2/100 and Gilmer, GA sits #7 inside Georgia. Gilmer, GA is in the strong_buy opportunity phase; Gilmer, GA's primary driver is vacancy, Gilmer, GA second driver construction; Gilmer, GA moved up 122 places. 11 short-sale listings across Gilmer, GA; 45 days on market observed in Gilmer, GA; 27.5% vacancy over 6 Gilmer, GA ZIPs.

No CFPB county sample covers Gilmer County, GA. The non-metro area reading for Gilmer, GA: 1.3% ninety-plus days late; Gilmer, GA's thirty-to-eighty-nine share is 3.0% (Gilmer, GA, December 2025 data); Georgia overall 1.3%.

5,492 of the 18,507 housing units in Gilmer, GA sit vacant. Gilmer County, GA permitted 109 multifamily units in twelve months; Gilmer, GA's one-to-four unit structures added 56 units in Gilmer County, GA.