Gilmer County, GA: Home-Insurance Distress & Forced-Sale Pressure
Gilmer County, GA: 86/100 (severe) home-insurance distress; Gilmer, GA band HIGH; Gilmer, GA #209 of 3,222 counties; Gilmer, GA #32 of 159 in Georgia; raw Gilmer, GA 84.0.
FEMA hazard, Gilmer, GA: 96/100; Gilmer, GA declarations, three years: 8; Gilmer, GA perils: 3 hurricane, 4 tropical-storm; Gilmer, GA five-year count 9 (severity 15.0); Gilmer, GA ten-year 9; hazard-weighted, Gilmer, GA: 22.0.
Declared incidents on the Gilmer, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Gilmer, GA); 2024 Tropical Storm 3; 2024 Hurricane 3 (Gilmer, GA).
NFIP claims, Gilmer, GA, three years: 7; Gilmer, GA payouts $63,942; per Gilmer, GA claim $9,135; Gilmer, GA claim-stress 70/100.
Gilmer, GA monthly score rose, 83 (March 2026) to 86 (October 2026); Gilmer, GA by month: March 83, April 83, May 82, June 82 (Gilmer, GA), July 79, August 82, September 81, October 86.
Gilmer, GA components: climate 96, NFIP claims 70; Gilmer, GA retreat index 86.
Construction distress, Gilmer, GA: 86/100 as of August 2026 (Gilmer, GA: 94/100 one-to-four unit, 56/100 multifamily).
Gilmer, GA ZIPs, June 2026 (Gilmer, GA, 6 highest): score 0 (Gilmer, GA), climate 64 (Gilmer, GA): 30539, 30540; score 0 (Gilmer, GA), climate 63 (Gilmer, GA): 30536; score 0 (Gilmer, GA), climate 61 (Gilmer, GA): 30522; score 0 (Gilmer, GA), climate 53 (Gilmer, GA): 30513; score 0 (Gilmer, GA), climate 49 (Gilmer, GA): 30175.
DLRadar rescores Gilmer, GA monthly; Gilmer, GA readings join Gilmer, GA foreclosure, lien and ownership parcels (Gilmer, GA), so cost-squeezed Gilmer, GA owners surface before listing.
Inside Georgia, Gilmer County ranks 40th of 159 counties for home-insurance distress at 86/100; Montgomery County (86/100) sits just above Gilmer County, and Brantley County (85/100) sits just below Gilmer County.
Deterministic. Every Gilmer County, GA signal traces to a public Gilmer dataset (FEMA, NFIP, Census for Gilmer, GA) · how insurance distress works in Gilmer, GA · methodology
FAQ: Gilmer County, GA insurance distress
What is the Gilmer County, GA home-insurance-distress score?
Gilmer, GA: 86/100 (HIGH), #209 of 3,222, #32 in Georgia. FEMA hazard, Gilmer, GA: 96/100; NFIP stress, Gilmer, GA: 70/100; construction, Gilmer, GA: 86/100; Gilmer, GA rescores monthly.
Is Gilmer County insurance distress getting better or worse (GA)?
Gilmer, GA: 83 in March 2026; Gilmer, GA: 86 in October 2026 (worse); Gilmer, GA climate component 96; Gilmer, GA NFIP claims score 70.
How many flood-insurance claims has Gilmer County, GA had?
Gilmer, GA: 7 NFIP claims, three years; Gilmer, GA paid $63,942; per Gilmer, GA claim $9,135; carriers reprice Gilmer, GA against that record.
Which Gilmer County ZIP codes carry the most insurance distress (GA)?
Gilmer, GA, June 2026: 30539 at 0, 30540 at 0, 30536 at 0, 30522 at 0; Gilmer, GA climate scores there: 64, 64, 63, 61.
Why does Gilmer, GA insurance distress create sellers?
A Gilmer, GA premium outruns the Gilmer, GA budget; a carrier leaves Gilmer, GA; Gilmer, GA carrying cost passes plan; Gilmer, GA owners sell while current; Gilmer, GA insurance distress leads Gilmer, GA foreclosure data.