Gilmer County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Gilmer County, GA distress report, 2026: 6 ZIPs scored in Gilmer, GA, Gilmer, GA average 31/100; the top Gilmer, GA ZIP is 30539 at 34/100; Gilmer, GA market phase peak, Gilmer, GA prices +2.5% year over year.
- Gilmer, GA ranks #58 nationally (opportunity index); Gilmer, GA #7 in Georgia; Gilmer, GA index 38.2.
- Gilmer, GA: no CFPB county sample; Gilmer, GA non-metro area reading 1.3%.
- Gilmer, GA ZIP phases: 6 peak.
- Gilmer, GA residential listings tracked: 37 across 4 ZIPs; Gilmer, GA candidate listings 25.
- Gilmer, GA most distressed ZIP: 30539 at 34/100.
Gilmer, GA figures: DLRadar distress index; Gilmer, GA inputs: CFPB, FHFA, HUD, FDIC; Gilmer, GA rebuilt as sources refresh.
| Rank | Gilmer, GA ZIP | Score |
|---|---|---|
| 1 | 30539 | 34/100 |
| 2 | 30540 | 34/100 |
| 3 | 30536 | 33/100 |
| 4 | 30522 | 32/100 |
| 5 | 30513 | 27/100 |
| 6 | 30175 | 25/100 |
Most distressed Gilmer, GA ZIPs (0-100, 2026)
Mortgage delinquency around Gilmer, GA
No CFPB county sample covers Gilmer, GA; the non-metro area reading for Gilmer, GA: 1.3% ninety-plus; Gilmer, GA area thirty-to-eighty-nine 3.0% (December 2025, Gilmer, GA); Georgia overall 1.3%.
Opportunity index: Gilmer, GA
Gilmer, GA index 38.2, Gilmer, GA phase strong_buy; Gilmer, GA primary driver vacancy, Gilmer, GA second driver construction. Gilmer, GA components: property stress 31.5, foreclosure pressure 31.7, listing discounts 39.8, bank stress 42.9, insurance 0.0; Gilmer, GA pulse 41.2; Gilmer, GA capital opportunity 33.7.
ZIP market phases inside Gilmer, GA
6 Gilmer, GA ZIPs carry a price-cycle phase; Gilmer, GA ZIPs by phase (Gilmer, GA), deepest drawdown first: peak, +1.8% YoY, 0.0% off peak (Gilmer, GA): 30175; peak, +2.4% YoY, 0.0% off peak (Gilmer, GA): 30536; peak, +2.5% YoY (Gilmer, GA): 30513, 30522, 30539, 30540.
Residential listings by Gilmer, GA ZIP
Gilmer, GA ZIPs with the most tracked Gilmer, GA residential listings: 30540 26 listings, 19 candidates, bank pressure 54; 30536 8 listings, 6 candidates, bank pressure 56; 30522 3 listings, 0 candidates, bank pressure 52; 30539 0 listings, 0 candidates, bank pressure 54 (Gilmer, GA). Gilmer, GA totals: 37 listings; Gilmer, GA candidates 25; active ZIPs 0.
Vacancy and permits, Gilmer, GA
5,492 of 18,507 Gilmer, GA housing units are vacant; Gilmer, GA permits, twelve months: 109 multifamily units in Gilmer, GA, 56 one-to-four unit units.
Work Gilmer, GA at the parcel level
Every Gilmer, GA parcel carries owner and address; every Gilmer, GA parcel carries APN; Gilmer, GA distress scores sit on the Gilmer, GA live board.
Gilmer, GA figures refresh with each source.
Gilmer, GA questions
Most distressed ZIP code in Gilmer County, GA?
ZIP 30539 leads Gilmer, GA at 34/100; next in Gilmer, GA: 30540 at 34/100; the Gilmer, GA average is 31/100.
Where does Gilmer County, GA rank for investment opportunity?
Gilmer, GA is #58 among all ranked counties, #7 in Georgia; the Gilmer, GA driver is vacancy; Gilmer, GA moved up 122 places.
How many mortgages are delinquent in Gilmer County, GA?
Gilmer, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Gilmer, GA.
More on Gilmer, GA
Gilmer County, GA distress report: public-record figures for Gilmer, GA; not legal advice for Gilmer, GA; not tax or investment advice; verify every Gilmer, GA record before acting.