Gilmer County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gilmer County, Georgia? DLRadar grades every Gilmer County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Gilmer County breakdown.
- Gilmer County's most distressed ZIP is 30539 at 34/100.
- 6 ZIP codes tracked in Gilmer County, averaging 31/100 distress.
- Gilmer County reads peak — home values up 2.5% year over year.
- Vacancy runs 31.6% across Gilmer County's tracked ZIPs, with a 16.9% poverty rate.
- The typical Gilmer County home is worth about $311,080 against a ~$69,076 median income.
- Lending headwind in Gilmer County sits at 11/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30539 | 34/100 |
| 2 | 30540 | 34/100 |
| 3 | 30536 | 33/100 |
| 4 | 30522 | 31/100 |
| 5 | 30513 | 26/100 |
| 6 | 30175 | 25/100 |
Most distressed ZIP codes in Gilmer County (composite distress 0-100, 2026)
What is driving Gilmer County distress
Gilmer County's placement in the national index rests on public filings — a 31/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Gilmer County market phase and pricing
Gilmer County currently sits in peak after a 2.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Gilmer County
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Common questions
What is the hardest-hit ZIP in Gilmer County?
ZIP 30539 leads Gilmer County at 34/100, recomputed monthly from public records.
How would you describe the Gilmer County market phase?
The market phase for Gilmer County is peak, prices rising 2.5% on the year — derived from the FHFA House Price Index path.
What is this Gilmer County analysis built from?
Gilmer County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.
How much do distress scores vary between Gilmer County ZIP codes?
A single county score papers over real variation. Across the Gilmer County ZIPs DLRadar ranks, scores run from 34/100 in 30539 down to 25/100 in 30175, against a Gilmer County average of 31/100. That 9-point gap is why acquisition targeting in Gilmer County works at ZIP level rather than county level.
What do Gilmer County home values and vacancy say about distressed supply?
The typical Gilmer County home carries about $311,080 of value against a median household income near $69,076. Vacancy across Gilmer County's tracked ZIPs runs 31.6% and the poverty rate is 16.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Gilmer County's foreclosure and lien data and its 11/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.