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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 30513 Foreclosure, Tax-Lien & Distress Report

Fannin County, Georgia · High Vacancy market

In Fannin County, Georgia, ZIP 30513 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 58 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), FEMA disaster exposure (66/100). Its heaviest discrete signals: structural risk (58/100), institutional ownership (54/100), construction/permit lag (53/100). By contrast, mortgage stress (27/100) register low.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 16% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 39.5% — elevated. There are about 9,046 housing units across 30513. A median home runs $358,500 here, or 5.1 times local income. Educational attainment sits at 23% bachelor's-or-above. Owners hold 69% of homes, renters 31%. Rent burden reaches 24% of tenant households. Population is roughly 11,594 with a median age of 58. The poverty rate is 9.4%. The demographic-stress sub-score lands at 36/100. Median household income is $58,020, below the U.S. median near $78,000.

On the whole, 30513 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 30513 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 30513 can be compared directly against any other ZIP in Fannin County, Georgia or nationwide. Where the public record is thin for 30513, the field stays empty rather than modeled, and fills in as new documents post.

30513's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 30513 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

26/100
Composite stress
58/100
Structural risk
8/100
Distress activity

ZIP 30513 distress signals, scored

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk53
Another 9 scored dimensions sit behind 30513

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 30513 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Fannin County ZIP reports

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Pull every distressed parcel in 30513 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Deterministic scoring, sourced entirely from public data · methodology

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