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Lanier County, GA: Foreclosures, Tax Liens & Distressed Properties

Lanier County, GA, Georgia: 5 ZIP codes scored, Lanier County, GA averaging 23/100 (low, Lanier, GA), from 21 to 28. Lanier County, GA is in its expansion phase (Lanier, GA confidence 64/100): Lanier, GA home prices up 8.0% (Lanier, GA) over twelve months. Lanier County, GA lender headwind: 49/100.

Highest-scoring Lanier County, GA ZIPs: 31641 (28/100), 31645 (24/100), 31639 (22/100), 31649 (22/100), 31635 (21/100).

Across Lanier County, GA's scored ZIPs: median home value $176,500, household income $54,241, 14.2% vacancy, 20.6% poverty, 73% owner-occupied, median age 39.3.

Lanier County, GA insurance distress 83/100 (#277 in the US); FEMA hazard 97/100 for Lanier, GA; 12 federal disaster declarations in Lanier County, GA since 2023 (3 hurricane); 2 Lanier, GA NFIP flood claims, $21K paid; Lanier, GA construction distress 59/100.

1 bank with 1 branch lend in Lanier County, GA; Lanier, GA weighted bank stress 63/100.

Lanier County, GA unemployment 3.5% (Lanier, GA -0.4 pts, six months); 36 new housing units permitted in Lanier County, GA over twelve months, Lanier, GA down 12% from 41.

4,172 housing units in Lanier County, GA; 971 Lanier, GA renter households; 46% of Lanier, GA renters spend 30%+ of income on rent, 20% (Lanier, GA) half or more.

Lanier County, GA ranks #375 nationally on the opportunity index (Lanier, GA, among all ranked counties); Lanier, GA scores 34.2/100 and Lanier, GA sits #27 inside Georgia. Lanier, GA is in the peak_opportunity opportunity phase; Lanier, GA's primary driver is vacancy, Lanier, GA second driver construction; Lanier, GA moved down 26 places. 1 short-sale listings across Lanier, GA; 93 days on market observed in Lanier, GA; 17.7% vacancy over 5 Lanier, GA ZIPs.

No CFPB county sample covers Lanier County, GA. The non-metro area reading for Lanier, GA: 1.3% ninety-plus days late; Lanier, GA's thirty-to-eighty-nine share is 3.0% (Lanier, GA, December 2025 data); Georgia overall 1.3%.

Lanier County, GA has 1 watched bank; 1 Lanier, GA bank sits in an elevated band. Lanier, GA footprints: Farmers&Merchants Bank (1 branch, stress 63) in Lanier, GA.

689 of the 4,172 housing units in Lanier, GA sit vacant. Lanier County, GA permitted 0 multifamily units in twelve months; Lanier, GA's one-to-four unit structures added 36 units in Lanier County, GA.

Expansion
Market phase
8%
Lanier, GA HPI YoY
0%
Drawdown
64
Lanier confidence

Where distress concentrates in Lanier County

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