ZIP 31639 Foreclosure, Tax-Lien & Distress Report

In Berrien County, Georgia, ZIP 31639 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 47/100, with 8/100 of stress already active. Leading the profile are institutional ownership (69/100), structural risk (47/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (8/100). Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (74/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 40% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

There are about 4,879 housing units across 31639. Around 36% of renters are cost-burdened. A median home runs $152,800 here, or 2.6 times local income. The vacancy rate is 15.1% — elevated. DLRadar's demographic-stress index for the area reads 31/100. Households earn a median $51,071 — below the roughly $78,000 national figure. Owners hold 68% of homes, renters 32%. Around 14% of adults hold a bachelor's degree or higher. About 10,635 people live here, median age 41. 18.2% of residents fall below the poverty threshold.

Taken together, 31639 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 31639 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 31639 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 31639 can be compared directly against any other ZIP in Berrien County, Georgia or nationwide. Sparse data for 31639 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 31639 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Practically, 31639 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.