ZIP 31649 Property Distress & Foreclosure Data

DLRadar grades ZIP 31649 (Lanier County, Georgia) at a low 21/100 for overall property distress. Property-level stress concentrates in institutional ownership (67/100), construction/permit lag (55/100), structural risk (48/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), flood (NFIP) exposure (65/100). On the structural side it scores 48/100, with 8/100 of stress already active.

The market reads expansion — home values rose 5.6% year on year (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 15.2% live below the poverty line. About 940 people live here, median age 39. Households earn a median $91,141 — above the roughly $78,000 national figure. About 21% have a four-year degree. On demographic stress specifically, 31649 scores 26/100. The tenure split is 72% owner-occupied to 28% rented. Around 11% of renters are cost-burdened. A median home runs $216,100 here, or 2.4 times local income. The ZIP holds roughly 335 housing units. The vacancy rate is 17.9% — elevated.

Net-net, 31649 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.