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ZIP 31635 Foreclosure, Tax-Lien & Distress Report

Lanier County, Georgia · High Vacancy market

Scored purely from public records, 31635 (Lanier County, Georgia) returns a low composite of 21/100. Environmental exposure also runs high (FEMA disaster exposure (97/100)). Its standout signals are institutional ownership (63/100), construction/permit lag (59/100), structural risk (47/100). mortgage stress (25/100) stay muted. Structurally it carries 47/100, against 8/100 of stress already in motion.

The market reads expansion — home values rose 6.7% year on year (phase confidence 49/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

6,978 residents call 31635 home, typically aged 35. The vacancy rate is 20.4% — elevated. A median home runs $171,800 here, or 3.9 times local income. Rent burden reaches 33% of tenant households. Owners hold 69% of homes, renters 31%. Educational attainment sits at 19% bachelor's-or-above. Median household income is $43,815, below the U.S. median near $78,000. The ZIP holds roughly 3,141 housing units. The poverty rate is 30.0% — high, a tax-stress and distress correlate. On demographic stress specifically, 31635 scores 37/100.

Net-net, 31635 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 31635 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 31635's 21/100 can be lined up against any neighbor in Lanier County, Georgia or any ZIP coast to coast. Sparse data for 31635 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 for 31635 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 31635 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
47/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 31635

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk7
31635 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 31635 distress snapshot

31635 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Neighbouring ZIPs in Lanier County

Keep exploring Georgia distress

Further distress data across Lanier County, Georgia at ZIP, county and state level.

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Deterministic scoring, sourced entirely from public data · methodology

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