ZIP 31605 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 31605 (Lowndes County, Georgia) lands at 33/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (FEMA disaster exposure (97/100), flood (NFIP) exposure (92/100), climate & FEMA risk (72/100)). Structural exposure scores 73 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (73/100), institutional ownership (72/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (27/100).

Prices here sit in a expansion phase: values rose 8.0% over the trailing year, and 13% higher over three years (phase confidence 64/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 28/100. 14.3% of residents fall below the poverty threshold. 24,280 residents call 31605 home, typically aged 31. Around 33% of renters are cost-burdened. Vacancy runs 5.5%. Educational attainment sits at 35% bachelor's-or-above. The ZIP holds roughly 9,923 housing units. The typical home is worth about $226,000 (2.9× income, relatively affordable). Median household income is $73,991, near the U.S. median near $78,000. The tenure split is 65% owner-occupied to 35% rented.

Overall, 31605 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 31605 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 31605 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 31605, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 31605 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. For an operator, 31605 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.