Lowndes County, GA: Foreclosures, Tax Liens & Distressed Properties

Lowndes County, GA, Georgia: 11 ZIP codes scored, Lowndes County, GA averaging 29/100 (low, Lowndes, GA), from 21 to 33. Lowndes County, GA is in its expansion phase (Lowndes, GA confidence 64/100): Lowndes, GA home prices up 8.0% (Lowndes, GA) over twelve months. Lowndes County, GA lender headwind: 41/100.

Highest-scoring Lowndes County, GA ZIPs: 31601 (33/100), 31605 (33/100), 31698 (33/100), 31699 (33/100), 31606 (32/100), 31632 (31/100). Also scored in Lowndes County, GA: 31602, 31641, 31636, 31645, 31635.

Across Lowndes County, GA's scored ZIPs: median home value $200,222, household income $57,341, 11.3% vacancy, 20.2% poverty, 68% owner-occupied, median age 33.0.

Lowndes County, GA insurance distress 95/100 (#35 in the US); FEMA hazard 97/100 for Lowndes, GA; 12 federal disaster declarations in Lowndes County, GA since 2023 (3 hurricane); 37 Lowndes, GA NFIP flood claims, $1.8M paid; Lowndes, GA construction distress 52/100.

14 banks with 31 branches lend in Lowndes County, GA; Lowndes, GA weighted bank stress 59/100, highest 72/100 in Lowndes, GA.

Lowndes County, GA unemployment 3.8% (Lowndes, GA -0.2 pts, six months); 788 new housing units permitted in Lowndes County, GA over twelve months, Lowndes, GA down 2% from 806; Lowndes, GA home prices +9.6% a year (Lowndes, GA) over three years.

51,450 housing units in Lowndes County, GA; 19,727 Lowndes, GA renter households; 46% of Lowndes, GA renters spend 30%+ of income on rent, 22% (Lowndes, GA) half or more.

Lowndes County, GA ranks #1,492 nationally on the opportunity index (Lowndes, GA, among all ranked counties); Lowndes, GA scores 29.5/100 and Lowndes, GA sits #113 inside Georgia. Lowndes, GA is in the early_signal opportunity phase; Lowndes, GA's primary driver is construction, Lowndes, GA second driver vacancy; Lowndes, GA moved up 49 places. 2 short-sale listings across Lowndes, GA; 78 days on market observed in Lowndes, GA; 10.1% vacancy over 11 Lowndes, GA ZIPs.

No CFPB county sample covers Lowndes County, GA. The non-metro area reading for Lowndes, GA: 1.3% ninety-plus days late; Lowndes, GA's thirty-to-eighty-nine share is 3.0% (Lowndes, GA, December 2025 data); Georgia overall 1.3%.

Lowndes County, GA has 8 watched banks; 8 Lowndes, GA banks sit in an elevated band. Lowndes, GA footprints: First Fs&La Of Valdosta (4 branches, stress 66) in Lowndes, GA; Citizens Community Bank (3 branches, stress 72) in Lowndes, GA; Guardian Bank (3 branches, stress 64) in Lowndes, GA.

HUD lists 7 assisted multifamily properties in Lowndes County, GA with 552 units; 225 Lowndes, GA units are assisted, 2 Lowndes, GA properties under project-based Section 8.

5,344 of the 51,450 housing units in Lowndes, GA sit vacant. Lowndes County, GA permitted 0 multifamily units in twelve months; Lowndes, GA's one-to-four unit structures added 788 units in Lowndes County, GA.