ZIP 31632 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 31632 (Lowndes County, Georgia) returns a moderate composite of 31/100. The pressure is most legible in institutional ownership (71/100), structural risk (69/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (27/100). Structurally it carries 69/100, against 8/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (85/100), climate & FEMA risk (64/100).

The market reads expansion — home values rose 6.8% year on year, and 12% higher over three years (phase confidence 49/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $265,600 (3.1× income, relatively affordable). 7.6% of residents fall below the poverty threshold. Rent burden reaches 31% of tenant households. The demographic-stress sub-score lands at 25/100. At $81,178, median income runs near typical U.S. levels. Educational attainment sits at 35% bachelor's-or-above. The vacancy rate is 5.5%. The ZIP holds roughly 6,269 housing units. The tenure split is 82% owner-occupied to 18% rented. 15,304 residents call 31632 home, typically aged 36.

Overall, 31632 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 31632 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 31632's 31/100 can be lined up against any neighbor in Lowndes County, Georgia or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 31632, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 figure for 31632 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 31632 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.