ZIP 31620 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 31620 in Cook County, Georgia comes in at 24, a low composite-distress reading. Structural exposure scores 53 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100). Its standout signals are institutional ownership (65/100), structural risk (53/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (26/100).

The peak-phase market in 31620 posted values that rose 2.5% over the year, and 18% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

64% of housing is owner-occupied. Households earn a median $51,375 — below the roughly $78,000 national figure. Home values center near $160,500, an affordability ratio of 2.7× — accessible. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 14.9% — elevated. Around 57% of renters are cost-burdened. The ZIP holds roughly 4,609 housing units. Around 20% of adults hold a bachelor's degree or higher. 11,199 residents call 31620 home, typically aged 37. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 31620 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 31620 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 31620's 24/100 can be lined up against any neighbor in Cook County, Georgia or any ZIP coast to coast. 31620 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 31620's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 31620 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.