ZIP 31620 Property Distress & Foreclosure Data

In Cook County, Georgia, ZIP 31620 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 41/100 against active distress of 8/100. Environmental exposure also runs high (FEMA disaster exposure (97/100)). Its standout signals are institutional ownership (66/100), structural risk (41/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100).

The peak-phase market in 31620 posted values that rose 4.0% over the year, and 18% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

64% of housing is owner-occupied. At $51,375, median income runs below typical U.S. levels. The typical home is worth about $160,500 (2.7× income, relatively affordable). The demographic-stress sub-score lands at 34/100. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 57% of tenant households. There are about 4,609 housing units across 31620. Around 20% of adults hold a bachelor's degree or higher. Population is roughly 11,199 with a median age of 37. The poverty rate is 18.5% — high, a tax-stress and distress correlate.

On the whole, 31620 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.