ZIP 31637 Foreclosure, Tax-Lien & Distress Report
Cook County, Georgia · High Vacancy market
ZIP code 31637 in Cook County, Georgia carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (65/100). The sharpest non-environmental signals are institutional ownership (67/100), structural risk (53/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (26/100). On the structural side it scores 53/100, with 8/100 of stress already active.
The market reads peak — home values rose 2.2% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $134,500 (1.9× income, relatively affordable). The demographic-stress sub-score lands at 26/100. About 3,006 people live here, median age 36. At $59,138, median income runs below typical U.S. levels. Owners hold 76% of homes, renters 24%. Around 14% of adults hold a bachelor's degree or higher. The vacancy rate is 15.9% — elevated. Rent burden reaches 28% of tenant households. The ZIP holds roughly 1,430 housing units. Roughly 15.4% live below the poverty line.
Net-net, 31637 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 31637 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 31637's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 31637 shows as blanks, never estimates, and the score updates on every fresh public filing.
31637's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 31637 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 31637
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 31637 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Cook County ZIP codes
Nearest ZIP codes to 31637
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Cook County, Georgia
Additional distress intelligence spanning Cook County, Georgia by ZIP, county and state.
The complete 31637 distress and acquisition report
The full 31637 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology