ZIP 31627 Foreclosure, Tax-Lien & Distress Report

ZIP code 31627 in Cook County, Georgia carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on institutional ownership (65/100), structural risk (48/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (26/100) stay muted. The latent-versus-live split is 48/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (97/100).

The peak-phase market in 31627 posted values that rose 2.5% over the year, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. There are about 123 housing units across 31627. At $38,438, median income runs below typical U.S. levels. About 2% have a four-year degree. Roughly 34.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 58% of homes, renters 42%. Around 49% of renters are cost-burdened. Home values center near $74,300, an affordability ratio of 1.9× — accessible. The demographic-stress sub-score lands at 37/100. Population is roughly 280 with a median age of 36.

Taken together, 31627 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 31627 is not published yet -- the ZIP-level readings above remain fully sourced.

The 31627 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 31627 stays directly comparable to neighboring ZIPs and the rest of Cook County, Georgia. Every figure is auditable to a public dataset and refreshed as records update; 31627 shows blanks, not estimates, wherever the record is sparse.

31627's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 31627 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.