ZIP 31645 Property Distress & Foreclosure Data

Composite property distress in 31645 (Berrien County, Georgia) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (69/100), structural risk (47/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (8/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (75/100). On the structural side it scores 47/100, with 8/100 of stress already active.

Prices here sit in a peak phase: values rose 4.5% over the trailing year (phase confidence 35/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $71,429, near the U.S. median near $78,000. Owners hold 68% of homes, renters 32%. 13.2% of residents fall below the poverty threshold. Educational attainment sits at 15% bachelor's-or-above. Around 32% of renters are cost-burdened. 4,971 residents call 31645 home, typically aged 33. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 7.4%. Home values center near $140,800, an affordability ratio of 1.7× — accessible. The ZIP holds roughly 1,773 housing units.

Overall, 31645 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.