ZIP 31645 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 31645 (Berrien County, Georgia) returns a low composite of 24/100. The most distinctive pressure shows up in institutional ownership (69/100), structural risk (54/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (27/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), flood (NFIP) exposure (74/100). The latent-versus-live split is 54/100 structural and 8/100 already moving.

The market reads peak — home values rose 4.2% year on year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $71,429, median income runs near typical U.S. levels. 68% of housing is owner-occupied. Roughly 13.2% live below the poverty line. About 15% have a four-year degree. Around 32% of renters are cost-burdened. About 4,971 people live here, median age 33. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 7.4%. The typical home is worth about $140,800 (1.7× income, relatively affordable). There are about 1,773 housing units across 31645.

On balance 31645 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 31645 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 31645's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 31645 shows blanks, not estimates, wherever the record is sparse.

The 24/100 for 31645 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 31645 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.