ZIP 31622 Foreclosure, Tax-Lien & Distress Report

ZIP 31622's composite property-distress score is 22/100 - DLRadar classes that as low for Berrien County, Georgia. On the structural side it scores 49/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (95/100), flood (NFIP) exposure (73/100). Property-level stress concentrates in institutional ownership (67/100), structural risk (49/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (19/100) register low.

The market reads peak — home values rose 2.5% year on year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

78% of housing is owner-occupied. Home values center near $104,500, an affordability ratio of 1.8× — accessible. The poverty rate is 20.2% — high, a tax-stress and distress correlate. The vacancy rate is 21.2% — elevated. 1,847 residents call 31622 home, typically aged 46. The demographic-stress sub-score lands at 25/100. The ZIP holds roughly 880 housing units. Median household income is $54,038, below the U.S. median near $78,000. Rent burden reaches 11% of tenant households. Educational attainment sits at 13% bachelor's-or-above.

Taken together, 31622 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 31622 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 31622's 22/100 can be lined up against any neighbor in Berrien County, Georgia or any ZIP coast to coast. Where the record is thin for 31622, the field stays empty rather than modeled, and fills in as new documents post.

Behind 31622's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 31622 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.