ZIP 31774 Foreclosure, Tax-Lien & Distress Report

Irwin County, Georgia's ZIP 31774 registers 21/100 composite distress, which DLRadar reads as low. Latent structural risk is 46/100 while live distress already moving reads 6/100. The most distinctive pressure shows up in construction/permit lag (85/100), institutional ownership (52/100), structural risk (46/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (96/100)).

The market reads peak — home values rose 2.5% year on year, and 29% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 5,788 people live here, median age 40. The typical home is worth about $99,500 (1.9× income, relatively affordable). Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 19.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 2,814 housing units. Around 18% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. About 16% have a four-year degree. 64% of housing is owner-occupied. Median household income is $50,242, below the U.S. median near $78,000.

Taken together, 31774 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 31774 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 31774 stays directly comparable to neighboring ZIPs and the rest of Irwin County, Georgia. Every figure is auditable to a public dataset and refreshed as records update; 31774 shows blanks, not estimates, wherever the record is sparse.

Behind 31774's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 31774 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.