Irwin County, GA: Foreclosures, Tax Liens & Distressed Properties

Irwin County, GA, Georgia: 7 ZIP codes scored, Irwin County, GA averaging 21/100 (low, Irwin, GA), from 16 to 24. Irwin County, GA is in its peak phase (Irwin, GA confidence 32/100): Irwin, GA home prices up 2.5% (Irwin, GA) over twelve months. Irwin County, GA lender headwind: 14/100.

Highest-scoring Irwin County, GA ZIPs: 31733 (24/100), 31749 (23/100), 31798 (22/100), 31774 (21/100), 31783 (19/100), 31790 (19/100). Also scored in Irwin County, GA: 31750.

Across Irwin County, GA's scored ZIPs: median home value $113,543, household income $44,305, 12.6% vacancy, 22.2% poverty, 76% owner-occupied, median age 41.4.

Irwin County, GA insurance distress 49/100 (#1,112 in the US); FEMA hazard 96/100 for Irwin, GA; 9 federal disaster declarations in Irwin County, GA since 2023 (3 hurricane); Irwin, GA construction distress 70/100.

3 banks with 3 branches lend in Irwin County, GA; Irwin, GA weighted bank stress 54/100, highest 61/100 in Irwin, GA.

Irwin County, GA unemployment 3.8% (Irwin, GA +0.4 pts, six months); 20 new housing units permitted in Irwin County, GA over twelve months, Irwin, GA down 35% from 31; Irwin, GA home prices +12.8% a year (Irwin, GA) over three years.

4,223 housing units in Irwin County, GA; 1,072 Irwin, GA renter households; 31% of Irwin, GA renters spend 30%+ of income on rent, 11% (Irwin, GA) half or more.

Irwin County, GA ranks #534 nationally on the opportunity index (Irwin, GA, among all ranked counties); Irwin, GA scores 33.3/100 and Irwin, GA sits #35 inside Georgia. Irwin, GA is in the peak_opportunity opportunity phase; Irwin, GA's primary driver is construction, Irwin, GA second driver vacancy; Irwin, GA moved up 283 places. 2 short-sale listings across Irwin, GA; 71 days on market observed in Irwin, GA; 11.9% vacancy over 7 Irwin, GA ZIPs.

No CFPB county sample covers Irwin County, GA. The non-metro area reading for Irwin, GA: 1.3% ninety-plus days late; Irwin, GA's thirty-to-eighty-nine share is 3.0% (Irwin, GA, December 2025 data); Georgia overall 1.3%.

Irwin County, GA has 3 watched banks; 3 Irwin, GA banks sit in an elevated band. Irwin, GA footprints: Planters First Bank (1 branch, stress 61) in Irwin, GA; Community Banking Co (1 branch, stress 51) in Irwin, GA; Ameris Bank (1 branch, stress 51) in Irwin, GA.

HUD lists 2 assisted multifamily properties in Irwin County, GA with 15 units; 14 Irwin, GA units are assisted, 1 Irwin, GA properties under project-based Section 8.

634 of the 4,223 housing units in Irwin, GA sit vacant. Irwin County, GA permitted 0 multifamily units in twelve months; Irwin, GA's one-to-four unit structures added 20 units in Irwin County, GA.