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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 31642 Foreclosure, Tax-Lien & Distress Report

Atkinson County, Georgia · High Poverty market

In Atkinson County, Georgia, ZIP 31642 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 40/100 structural and 6/100 already moving. The sharpest non-environmental signals are construction/permit lag (69/100), institutional ownership (52/100), structural risk (40/100). By contrast, mortgage stress (20/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (97/100).

The market reads peak — home values rose 1.5% year on year (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

66% of housing is owner-occupied. Rent burden reaches 29% of tenant households. The vacancy rate is 7.9%. The poverty rate is 29.1% — high, a tax-stress and distress correlate. The typical home is worth about $69,300 (2.0× income, relatively affordable). Households earn a median $39,131 — below the roughly $78,000 national figure. 4,564 residents call 31642 home, typically aged 32. Around 9% of adults hold a bachelor's degree or higher. There are about 1,958 housing units across 31642. The demographic-stress sub-score lands at 30/100.

On the whole, 31642 leans distressed, with opportunity clustered in specific stressed parcels. While 31642 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 31642 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Atkinson County, Georgia and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 31642 shows blanks, not estimates, wherever the record is sparse.

31642's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 31642 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

18/100
Composite stress
40/100
Structural risk
6/100
Distress activity

ZIP 31642 distress signals, scored

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk9
Another 9 scored dimensions sit behind 31642

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 31642 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 31642, the same set carried on every parcel.

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Additional distress intelligence spanning Atkinson County, Georgia by ZIP, county and state.

See every distressed parcel in 31642

The full 31642 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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