ZIP 31631 Property Distress & Foreclosure Data

Composite property distress in 31631 (Clinch County, Georgia) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100). The sharpest non-environmental signals are construction/permit lag (77/100), institutional ownership (63/100), structural risk (51/100). By contrast, mortgage stress (25/100) register low. Structural risk reads 51/100 against active distress of 8/100.

The market reads peak — home values rose 4.9% year on year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $82,700 here, or 1.2 times local income. On demographic stress specifically, 31631 scores 27/100. About 592 people live here, median age 43. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 76% owner-occupied to 24% rented. There are about 410 housing units across 31631. Rent burden reaches 41% of tenant households. About 11% have a four-year degree. Vacancy runs 25.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $70,671 — near the roughly $78,000 national figure.

Net-net, 31631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.