ZIP 31631 Foreclosure, Tax-Lien & Distress Report

ZIP 31631's composite property-distress score is 22/100 - DLRadar classes that as low for Clinch County, Georgia. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100). Its heaviest discrete signals: construction/permit lag (73/100), institutional ownership (63/100), structural risk (50/100). On the quiet end sit mortgage stress (25/100). On the structural side it scores 50/100, with 8/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $82,700 here, or 1.2 times local income. The demographic-stress sub-score lands at 27/100. Population is roughly 592 with a median age of 43. 18.4% of residents fall below the poverty threshold. The tenure split is 76% owner-occupied to 24% rented. The ZIP holds roughly 410 housing units. Around 41% of renters are cost-burdened. Educational attainment sits at 11% bachelor's-or-above. Vacancy runs 25.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $70,671 — near the roughly $78,000 national figure.

Taken together, 31631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 31631 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 31631 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Clinch County, Georgia and the nation. The score is rebuilt from public data as it updates, so 31631 reflects the current record instead of a stale or modeled snapshot.

31631's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 31631 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.