ZIP 31554 Foreclosure, Tax-Lien & Distress Report

In Coffee County, Georgia, ZIP 31554 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 49/100 structural to 8/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (95/100), flood (NFIP) exposure (62/100)). The most distinctive pressure shows up in institutional ownership (65/100), structural risk (49/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (15/100) register low.

The market reads peak — home values rose 1.5% year on year, and 32% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,885 housing units. Households earn a median $52,175 — below the roughly $78,000 national figure. A median home runs $98,700 here, or 1.5 times local income. Around 13% of renters are cost-burdened. The tenure split is 79% owner-occupied to 21% rented. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 21.2% — high, a tax-stress and distress correlate. Around 7% of adults hold a bachelor's degree or higher. About 7,343 people live here, median age 37. The demographic-stress sub-score lands at 25/100.

Taken together, 31554 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 31554 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 31554's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 31554, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 figure for 31554 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 31554 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.