ZIP 31630 Property Distress & Foreclosure Data

DLRadar grades ZIP 31630 (Clinch County, Georgia) at a low 21/100 for overall property distress. Property-level stress concentrates in construction/permit lag (81/100), institutional ownership (55/100), structural risk (47/100). mortgage stress (23/100) stay muted. On the structural side it scores 47/100, with 7/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (97/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 90% of homes, renters 10%. 733 residents call 31630 home, typically aged 31. 37.2% of residents fall below the poverty threshold. Around 73% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 41/100. Educational attainment sits at 15% bachelor's-or-above. Median household income is $26,667, below the U.S. median near $78,000. Home values center near $86,200, an affordability ratio of 3.3× — accessible. The ZIP holds roughly 365 housing units. The vacancy rate is 22.5% — elevated.

Taken together, 31630 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.