ZIP 31630 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 31630 (Clinch County, Georgia) at a low 23/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (100/100), institutional ownership (55/100), structural risk (52/100). mortgage stress (23/100) stay muted. Latent structural risk is 52/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100).

The market reads peak — home values rose 3.5% year on year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 90% of homes, renters 10%. 733 residents call 31630 home, typically aged 31. 37.2% of residents fall below the poverty threshold. Rent burden reaches 73% of tenant households. The demographic-stress sub-score lands at 41/100. Educational attainment sits at 15% bachelor's-or-above. Households earn a median $26,667 — below the roughly $78,000 national figure. The typical home is worth about $86,200 (3.3× income, relatively affordable). The ZIP holds roughly 365 housing units. Vacancy runs 22.5%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 31630 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 31630 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 31630's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 31630, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 31630 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 31630 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.