ZIP 31634 Property Distress & Foreclosure Data

In Clinch County, Georgia, ZIP 31634 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100). On the structural side it scores 25/100, with 7/100 of stress already active. Its standout signals are institutional ownership (52/100), structural risk (25/100), mortgage stress (22/100). By contrast, structural risk (25/100) and mortgage stress (22/100) register low.

The market reads peak — home values rose 4.0% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

About 15% have a four-year degree. The ZIP holds roughly 2,287 housing units. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $92,300 here, or 1.8 times local income. Households earn a median $55,625 — below the roughly $78,000 national figure. On demographic stress specifically, 31634 scores 27/100. The tenure split is 66% owner-occupied to 34% rented. The vacancy rate is 17.5% — elevated. Around 27% of renters are cost-burdened. About 5,178 people live here, median age 36.

Net-net, 31634 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.