Lanier County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lanier County, GA distress report, 2026: 5 ZIPs scored in Lanier, GA, Lanier, GA average 23/100; the top Lanier, GA ZIP is 31641 at 28/100; Lanier, GA market phase expansion, Lanier, GA prices +8.0% year over year.
- Lanier, GA ranks #419 nationally (opportunity index); Lanier, GA #25 in Georgia; Lanier, GA index 33.8.
- Lanier, GA: no CFPB county sample; Lanier, GA non-metro area reading 1.3%.
- Lanier, GA ZIP phases: 3 expansion, 2 peak.
- Lanier, GA residential listings tracked: 4 across 2 ZIPs; Lanier, GA candidate listings 1.
- Lanier, GA lenders on watch: 1; largest Lanier, GA footprint Farmers&Merchants Bank (1 branch).
- Lanier, GA most distressed ZIP: 31641 at 28/100.
Lanier, GA figures: DLRadar distress index; Lanier, GA inputs: CFPB, FHFA, HUD, FDIC; Lanier, GA rebuilt as sources refresh.
| Rank | Lanier, GA ZIP | Score |
|---|---|---|
| 1 | 31641 | 28/100 |
| 2 | 31645 | 24/100 |
| 3 | 31639 | 22/100 |
| 4 | 31649 | 22/100 |
| 5 | 31635 | 21/100 |
Most distressed Lanier, GA ZIPs (0-100, 2026)
Mortgage delinquency around Lanier, GA
No CFPB county sample covers Lanier, GA; the non-metro area reading for Lanier, GA: 1.3% ninety-plus; Lanier, GA area thirty-to-eighty-nine 3.0% (December 2025, Lanier, GA); Georgia overall 1.3%.
Opportunity index: Lanier, GA
Lanier, GA index 33.8, Lanier, GA phase peak_opportunity; Lanier, GA primary driver vacancy, Lanier, GA second driver construction. Lanier, GA components: property stress 28.8, foreclosure pressure 26.6, listing discounts 27.6, bank stress 56.6, insurance 0.0; Lanier, GA pulse 39.3; Lanier, GA capital opportunity 25.5; Lanier, GA seven-day change +0.1%.
ZIP market phases inside Lanier, GA
5 Lanier, GA ZIPs carry a price-cycle phase; Lanier, GA ZIPs by phase (Lanier, GA), deepest drawdown first: expansion, +6.7% YoY, 0.0% off peak (Lanier, GA): 31635; peak, +2.5% YoY (Lanier, GA): 31639; expansion, +8.0% YoY (Lanier, GA): 31641, 31649; peak, +4.2% YoY (Lanier, GA): 31645.
Residential listings by Lanier, GA ZIP
Lanier, GA ZIPs with the most tracked Lanier, GA residential listings: 31635 4 listings, 1 candidates, bank pressure 59; 31649 0 listings, 0 candidates, bank pressure 63. Lanier, GA totals: 4 listings; Lanier, GA candidates 1; active ZIPs 0.
Lenders with branches in Lanier, GA
Lanier, GA lenders by branch count: Farmers&Merchants Bank (Lanier, GA): stress 63, 1 branch low in Lanier, GA.
Vacancy and permits, Lanier, GA
689 of 4,172 Lanier, GA housing units are vacant; Lanier, GA permits, twelve months: 0 multifamily units in Lanier, GA, 36 one-to-four unit units.
Work Lanier, GA at the parcel level
Every Lanier, GA parcel carries owner and address; every Lanier, GA parcel carries APN; Lanier, GA distress scores sit on the Lanier, GA live board.
Lanier, GA figures refresh with each source.
Lanier, GA questions
Most distressed ZIP code in Lanier County, GA?
ZIP 31641 leads Lanier, GA at 28/100; next in Lanier, GA: 31645 at 24/100; the Lanier, GA average is 23/100.
Where does Lanier County, GA rank for investment opportunity?
Lanier, GA is #419 among all ranked counties, #25 in Georgia; the Lanier, GA driver is vacancy; Lanier, GA moved down 70 places.
How many mortgages are delinquent in Lanier County, GA?
Lanier, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Lanier, GA.
Which banks lend in Lanier County, GA?
1 watched lenders hold Lanier, GA branches; the largest Lanier, GA footprints are Farmers&Merchants Bank (1).
More on Lanier, GA
Lanier County, GA distress report: public-record figures for Lanier, GA; not legal advice for Lanier, GA; not tax or investment advice; verify every Lanier, GA record before acting.