Lanier County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lanier County, Georgia? DLRadar grades every Lanier County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Lanier County breakdown.
- Lanier County's most distressed ZIP is 31641 at 28/100.
- 5 ZIP codes tracked in Lanier County, averaging 23/100 distress.
- Lanier County reads expansion — home values up 8.0% year over year.
- Vacancy runs 14.2% across Lanier County's tracked ZIPs, with a 20.6% poverty rate.
- The typical Lanier County home is worth about $176,500 against a ~$54,241 median income.
- Lending headwind in Lanier County sits at 49/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31641 | 28/100 |
| 2 | 31645 | 24/100 |
| 3 | 31635 | 21/100 |
| 4 | 31639 | 21/100 |
| 5 | 31649 | 21/100 |
Most distressed ZIP codes in Lanier County (composite distress 0-100, 2026)
What is driving Lanier County distress
Nothing here is estimated: Lanier County is scored from filings alone, and its ZIPs average 23/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Lanier County market phase and pricing
DLRadar places Lanier County in expansion; prices moved up 8.0% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Lanier County
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Frequently asked questions
What is the most distressed ZIP code in Lanier County, GA?
ZIP 31641 leads Lanier County at 28/100, recomputed monthly from public records.
What stage of the price cycle is Lanier County at?
FHFA price-index movement places Lanier County in expansion; prices are up 8.0% over twelve months.
What are the sources behind these Lanier County numbers?
Lanier County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 5 ZIPs are comparable to anywhere else.
How much do distress scores vary between Lanier County ZIP codes?
Averaging the county conceals how uneven it is. Across the Lanier County ZIPs DLRadar ranks, scores run from 28/100 in 31641 down to 21/100 in 31649, against a Lanier County average of 23/100. A spread of 7 points means Lanier County has to be worked ZIP by ZIP.
What do Lanier County home values and vacancy say about distressed supply?
The typical Lanier County home carries about $176,500 of value against a median household income near $54,241. Vacancy across Lanier County's tracked ZIPs runs 14.2% and the poverty rate is 20.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Lanier County's foreclosure and tax-lien filings and its 49/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.