Berrien County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Berrien County, GA distress report, 2026: 6 ZIPs scored in Berrien, GA, Berrien, GA average 24/100; the top Berrien, GA ZIP is 31794 at 30/100; Berrien, GA market phase peak, Berrien, GA prices +2.5% year over year.
- Berrien, GA ranks #768 nationally (opportunity index); Berrien, GA #50 in Georgia; Berrien, GA index 32.1.
- Berrien, GA: no CFPB county sample; Berrien, GA non-metro area reading 1.3%.
- Berrien, GA ZIP phases: 6 peak.
- Berrien, GA residential listings tracked: 2 across 4 ZIPs; Berrien, GA candidate listings 1.
- Berrien, GA lenders on watch: 2; largest Berrien, GA footprint Bank Of Alapaha (3 branches).
- Berrien, GA most distressed ZIP: 31794 at 30/100.
Berrien, GA figures: DLRadar distress index; Berrien, GA inputs: CFPB, FHFA, HUD, FDIC; Berrien, GA rebuilt as sources refresh.
| Rank | Berrien, GA ZIP | Score |
|---|---|---|
| 1 | 31794 | 30/100 |
| 2 | 31637 | 24/100 |
| 3 | 31645 | 24/100 |
| 4 | 31749 | 23/100 |
| 5 | 31622 | 22/100 |
| 6 | 31639 | 22/100 |
Most distressed Berrien, GA ZIPs (0-100, 2026)
Mortgage delinquency around Berrien, GA
No CFPB county sample covers Berrien, GA; the non-metro area reading for Berrien, GA: 1.3% ninety-plus; Berrien, GA area thirty-to-eighty-nine 3.0% (December 2025, Berrien, GA); Georgia overall 1.3%.
Opportunity index: Berrien, GA
Berrien, GA index 32.1, Berrien, GA phase watchlist; Berrien, GA primary driver vacancy, Berrien, GA second driver bank institutional. Berrien, GA components: property stress 25.8, foreclosure pressure 25.1, listing discounts 29.8, bank stress 62.7, insurance 0.0; Berrien, GA pulse 37.2; Berrien, GA capital opportunity 24.5; Berrien, GA seven-day change +1.5%.
ZIP market phases inside Berrien, GA
6 Berrien, GA ZIPs carry a price-cycle phase; Berrien, GA ZIPs by phase (Berrien, GA), deepest drawdown first: peak, +1.4% YoY, 0.0% off peak (Berrien, GA): 31794; peak, +2.2% YoY, 0.0% off peak (Berrien, GA): 31637; peak, +2.4% YoY, 0.0% off peak (Berrien, GA): 31749; peak, +2.5% YoY (Berrien, GA): 31622, 31639; peak, +4.2% YoY (Berrien, GA): 31645.
Residential listings by Berrien, GA ZIP
Berrien, GA ZIPs with the most tracked Berrien, GA residential listings: 31639 1 listings, 1 candidates, bank pressure 70; 31645 1 listings, 0 candidates, bank pressure 61; 31622 0 listings, 0 candidates, bank pressure 74; 31749 0 listings, 0 candidates, bank pressure 58 (Berrien, GA). Berrien, GA totals: 2 listings; Berrien, GA candidates 1; active ZIPs 1.
Lenders with branches in Berrien, GA
Berrien, GA lenders by branch count: Bank Of Alapaha (Berrien, GA): stress 86, 3 branches low in Berrien, GA; Farmers&Merchants Bank (Berrien, GA): stress 63, 1 branch low in Berrien, GA.
Vacancy and permits, Berrien, GA
1,054 of 8,099 Berrien, GA housing units are vacant; Berrien, GA permits, twelve months: 51 multifamily units in Berrien, GA, 85 one-to-four unit units.
Work Berrien, GA at the parcel level
Every Berrien, GA parcel carries owner and address; every Berrien, GA parcel carries APN; Berrien, GA distress scores sit on the Berrien, GA live board.
Berrien, GA figures refresh with each source.
Berrien, GA questions
Most distressed ZIP code in Berrien County, GA?
ZIP 31794 leads Berrien, GA at 30/100; next in Berrien, GA: 31637 at 24/100; the Berrien, GA average is 24/100.
Where does Berrien County, GA rank for investment opportunity?
Berrien, GA is #768 among all ranked counties, #50 in Georgia; the Berrien, GA driver is vacancy; Berrien, GA moved down 14 places.
How many mortgages are delinquent in Berrien County, GA?
Berrien, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Berrien, GA.
Which banks lend in Berrien County, GA?
2 watched lenders hold Berrien, GA branches; the largest Berrien, GA footprints are Bank Of Alapaha (3), Farmers&Merchants Bank (1).
More on Berrien, GA
Berrien County, GA distress report: public-record figures for Berrien, GA; not legal advice for Berrien, GA; not tax or investment advice; verify every Berrien, GA record before acting.