Berrien County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Berrien County, Georgia? DLRadar grades every Berrien County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Berrien County breakdown.
- Berrien County's most distressed ZIP is 31794 at 30/100.
- 6 ZIP codes tracked in Berrien County, averaging 24/100 distress.
- Berrien County reads peak — home values up 2.5% year over year.
- Vacancy runs 13.4% across Berrien County's tracked ZIPs, with a 22% poverty rate.
- The typical Berrien County home is worth about $126,300 against a ~$49,528 median income.
- Lending headwind in Berrien County sits at 96/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31794 | 30/100 |
| 2 | 31637 | 25/100 |
| 3 | 31645 | 24/100 |
| 4 | 31749 | 22/100 |
| 5 | 31622 | 21/100 |
| 6 | 31639 | 21/100 |
Most distressed ZIP codes in Berrien County (composite distress 0-100, 2026)
What is driving Berrien County distress
Nothing here is estimated: Berrien County is scored from filings alone, and its ZIPs average 24/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Berrien County market phase and pricing
The cycle in Berrien County is peak, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Berrien County
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Frequently asked questions
What is the most distressed ZIP code in Berrien County, GA?
ZIP 31794 leads Berrien County at 30/100, recomputed monthly from public records.
What market phase is Berrien County in?
Berrien County currently sits in peak, with values up 2.5% year on year, based on FHFA price-index trajectory.
How is the Berrien County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 6 Berrien County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Berrien County ZIP codes?
Averaging the county conceals how uneven it is. Across the Berrien County ZIPs DLRadar ranks, scores run from 30/100 in 31794 down to 21/100 in 31639, against a Berrien County average of 24/100. With 9 points between best and worst, county-level targeting in Berrien County wastes effort.
What do Berrien County home values and vacancy say about distressed supply?
The typical Berrien County home carries about $126,300 of value against a median household income near $49,528. Vacancy across Berrien County's tracked ZIPs runs 13.4% and the poverty rate is 22%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Berrien County's foreclosure and tax-lien filings and its 96/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.