Stephens County, GA: Foreclosures, Tax Liens & Distressed Properties
Stephens County, GA, Georgia: 6 ZIP codes scored, Stephens County, GA averaging 18/100 (low, Stephens, GA), from 17 to 19. Stephens County, GA is in its peak phase (Stephens, GA confidence 18/100): Stephens, GA home prices up 1.2% (Stephens, GA) over twelve months. Stephens County, GA lender headwind: 21/100.
Highest-scoring Stephens County, GA ZIPs: 30511 (19/100), 30557 (19/100), 30538 (18/100), 30563 (18/100), 30577 (18/100), 30598 (17/100).
Across Stephens County, GA's scored ZIPs: median home value $194,580, household income $60,203, 11.8% vacancy, 26.3% poverty, 66% owner-occupied, median age 38.0.
Stephens County, GA insurance distress 48/100 (#1,148 in the US); FEMA hazard 94/100 for Stephens, GA; 9 federal disaster declarations in Stephens County, GA since 2023 (3 hurricane); Stephens, GA construction distress 34/100.
5 banks with 5 branches lend in Stephens County, GA; Stephens, GA weighted bank stress 55/100, highest 71/100 in Stephens, GA.
Stephens County, GA unemployment 4.1% (Stephens, GA -0.3 pts, six months); 35 new housing units permitted in Stephens County, GA over twelve months, Stephens, GA up 25% from 28; Stephens, GA home prices +10.4% a year (Stephens, GA) over three years.
12,354 housing units in Stephens County, GA; 2,865 Stephens, GA renter households; 41% of Stephens, GA renters spend 30%+ of income on rent, 19% (Stephens, GA) half or more.
Stephens County, GA ranks #1,342 nationally on the opportunity index (Stephens, GA, among all ranked counties); Stephens, GA scores 30.0/100 and Stephens, GA sits #100 inside Georgia. Stephens, GA is in the early_signal opportunity phase; Stephens, GA's primary driver is vacancy, Stephens, GA second driver bank institutional; Stephens, GA moved up 644 places. 3 short-sale listings across Stephens, GA; 84 days on market observed in Stephens, GA; 15.2% vacancy over 6 Stephens, GA ZIPs.
No CFPB county sample covers Stephens County, GA. The non-metro area reading for Stephens, GA: 1.3% ninety-plus days late; Stephens, GA's thirty-to-eighty-nine share is 3.0% (Stephens, GA, December 2025 data); Georgia overall 1.3%.
Stephens County, GA has 1 watched bank; 1 Stephens, GA bank sits in an elevated band. Stephens, GA footprints: Northeast Georgia Bank (1 branch, stress 31) in Stephens, GA.
HUD lists 2 assisted multifamily properties in Stephens County, GA with 283 units; 283 Stephens, GA units are assisted, 2 Stephens, GA properties under project-based Section 8.
1,830 of the 12,354 housing units in Stephens, GA sit vacant. Stephens County, GA permitted 0 multifamily units in twelve months; Stephens, GA's one-to-four unit structures added 35 units in Stephens County, GA.