ZIP 30563 Property Distress & Foreclosure Data

In Habersham County, Georgia, ZIP 30563 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (50/100), structural risk (36/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (18/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100). On the structural side it scores 36/100, with 6/100 of stress already active.

The market reads peak — home values rose 2.9% year on year, and 22% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Households earn a median $82,202 — near the roughly $78,000 national figure. The ZIP holds roughly 2,374 housing units. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. About 15% have a four-year degree. On demographic stress specifically, 30563 scores 24/100. About 6,140 people live here, median age 40. The vacancy rate is 8.6%. A median home runs $240,500 here, or 2.6 times local income. Around 13% of renters are cost-burdened. The tenure split is 81% owner-occupied to 19% rented.

Overall 30563 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.