ZIP 30523 Foreclosure, Tax-Lien & Distress Report
Habersham County, Georgia · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 30523 in Habersham County, Georgia comes in at 18, a low composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100). The split runs 38/100 structural to 6/100 active on the ground. The pressure is most legible in institutional ownership (50/100), structural risk (38/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (21/100) register low.
The peak-phase market in 30523 posted values that rose 1.4% over the year, and 19% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $76,780, near the U.S. median near $78,000. 84% of housing is owner-occupied. Roughly 8.4% live below the poverty line. Around 32% of adults hold a bachelor's degree or higher. There are about 6,737 housing units across 30523. The typical home is worth about $293,900 (3.2× income, relatively affordable). Rent burden reaches 20% of tenant households. Vacancy runs 25.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 30523 scores 26/100. Population is roughly 13,777 with a median age of 50.
Taken together, 30523 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 30523 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 30523's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 30523 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
30523's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 30523 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 30523’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
30523 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Habersham County
Nearest ZIP codes to 30523
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Habersham County, Georgia.
Open the complete 30523 acquisition file
The full 30523 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology