ZIP 30523 Property Distress & Foreclosure Data

DLRadar grades ZIP 30523 (Habersham County, Georgia) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (93/100). On the structural side it scores 37/100, with 6/100 of stress already active. Property-level stress concentrates in institutional ownership (50/100), structural risk (37/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (21/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 19% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $76,780, near the U.S. median near $78,000. Owners hold 84% of homes, renters 16%. 8.4% of residents fall below the poverty threshold. Educational attainment sits at 32% bachelor's-or-above. The ZIP holds roughly 6,737 housing units. Home values center near $293,900, an affordability ratio of 3.2× — accessible. Around 20% of renters are cost-burdened. The vacancy rate is 25.6% — elevated. DLRadar's demographic-stress index for the area reads 26/100. 13,777 residents call 30523 home, typically aged 50.

Taken together, 30523 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.