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ZIP 30523 Foreclosure, Tax-Lien & Distress Report

Habersham County, Georgia · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 30523 in Habersham County, Georgia comes in at 18, a low composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100). The split runs 38/100 structural to 6/100 active on the ground. The pressure is most legible in institutional ownership (50/100), structural risk (38/100), construction/permit lag (24/100). By contrast, construction/permit lag (24/100) and mortgage stress (21/100) register low.

The peak-phase market in 30523 posted values that rose 1.4% over the year, and 19% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $76,780, near the U.S. median near $78,000. 84% of housing is owner-occupied. Roughly 8.4% live below the poverty line. Around 32% of adults hold a bachelor's degree or higher. There are about 6,737 housing units across 30523. The typical home is worth about $293,900 (3.2× income, relatively affordable). Rent burden reaches 20% of tenant households. Vacancy runs 25.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 30523 scores 26/100. Population is roughly 13,777 with a median age of 50.

Taken together, 30523 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 30523 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 30523's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 30523 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

30523's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 30523 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

18/100
Composite stress
38/100
Structural risk
6/100
Distress activity

What is driving ZIP 30523’s distress

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk40
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

30523 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Habersham County

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Keep going: ZIP, county and state distress coverage for Habersham County, Georgia.

Open the complete 30523 acquisition file

The full 30523 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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