ZIP 30531 Property Distress & Foreclosure Data

In Habersham County, Georgia, ZIP 30531 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 45/100 against active distress of 6/100. Its standout signals are institutional ownership (50/100), structural risk (45/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (FEMA disaster exposure (90/100)).

The peak-phase market in 30531 posted values that rose 2.9% over the year, and 17% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 11,044 with a median age of 41. The typical home is worth about $227,300 (3.5× income, relatively affordable). 66% of housing is owner-occupied. Rent burden reaches 55% of tenant households. Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. There are about 4,840 housing units across 30531. At $55,403, median income runs below typical U.S. levels. Around 28% of adults hold a bachelor's degree or higher. The poverty rate is 24.5% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 36/100.

On the whole, 30531 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.