ZIP 30535 Property Distress & Foreclosure Data

ZIP code 30535 in Habersham County, Georgia carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 36/100 against active distress of 6/100. What sets it apart are the readings on institutional ownership (50/100), structural risk (36/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (17/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (93/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 16% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $223,600, an affordability ratio of 3.8× — accessible. Vacancy runs 9.6%. 8,755 residents call 30535 home, typically aged 35. DLRadar's demographic-stress index for the area reads 32/100. Rent burden reaches 34% of tenant households. Median household income is $55,380, below the U.S. median near $78,000. There are about 3,347 housing units across 30535. 13.2% of residents fall below the poverty threshold. Owners hold 70% of homes, renters 30%. Educational attainment sits at 22% bachelor's-or-above.

Overall, 30535 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.