Spalding County, GA: Foreclosures, Tax Liens & Distressed Properties

Spalding County, GA, Georgia: 7 ZIP codes scored, Spalding County, GA averaging 24/100 (low, Spalding, GA), from 16 to 32. Spalding County, GA is in its peak phase (Spalding, GA confidence 18/100): Spalding, GA home prices up 1.2% (Spalding, GA) over twelve months. Spalding County, GA lender headwind: 32/100.

Highest-scoring Spalding County, GA ZIPs: 30228 (32/100), 30248 (30/100), 30205 (25/100), 30223 (22/100), 30284 (22/100), 30224 (21/100). Also scored in Spalding County, GA: 30292.

Across Spalding County, GA's scored ZIPs: median home value $315,350, household income $75,511, 6.1% vacancy, 10.3% poverty, 67% owner-occupied, median age 39.9.

Spalding County, GA insurance distress 60/100 (#897 in the US); FEMA hazard 90/100 for Spalding, GA; 9 federal disaster declarations in Spalding County, GA since 2023; 1 Spalding, GA NFIP flood claims; Spalding, GA construction distress 48/100.

7 banks with 14 branches lend in Spalding County, GA; Spalding, GA weighted bank stress 55/100, highest 71/100 in Spalding, GA.

Spalding County, GA unemployment 3.9% (Spalding, GA -0.2 pts, six months); 320 new housing units permitted in Spalding County, GA over twelve months, Spalding, GA down 2% from 325; Spalding, GA home prices +11.8% a year (Spalding, GA) over three years.

28,714 housing units in Spalding County, GA; 9,619 Spalding, GA renter households; 47% of Spalding, GA renters spend 30%+ of income on rent, 23% (Spalding, GA) half or more.

Spalding County, GA ranks #1,342 nationally on the opportunity index (Spalding, GA, among all ranked counties); Spalding, GA scores 30.0/100 and Spalding, GA sits #100 inside Georgia. Spalding, GA is in the early_signal opportunity phase; Spalding, GA's primary driver is bank institutional, Spalding, GA second driver construction; Spalding, GA moved up 688 places. 35 short-sale listings across Spalding, GA; 46 days on market observed in Spalding, GA; 6.1% vacancy over 7 Spalding, GA ZIPs.

No CFPB county sample covers Spalding County, GA. The metro area reading for Spalding, GA (Atlanta-Sandy Springs-Roswell, GA): 1.3% ninety-plus days late; Spalding, GA's thirty-to-eighty-nine share is 2.8% (Spalding, GA, December 2025 data); Georgia overall 1.3%.

Spalding County, GA has 3 watched banks; 3 Spalding, GA banks sit in an elevated band. Spalding, GA footprints: First Nb Of Griffin (4 branches, stress 64) in Spalding, GA; United Bank (4 branches, stress 33) in Spalding, GA; Georgia Banking Co (1 branch, stress 70) in Spalding, GA.

HUD lists 2 assisted multifamily properties in Spalding County, GA with 220 units; 213 Spalding, GA units are assisted, 2 Spalding, GA properties under project-based Section 8.

2,243 of the 28,714 housing units in Spalding, GA sit vacant. Spalding County, GA permitted 0 multifamily units in twelve months; Spalding, GA's one-to-four unit structures added 320 units in Spalding County, GA.