Putnam County, GA: Foreclosures, Tax Liens & Distressed Properties

Putnam County, GA, Georgia: 5 ZIP codes scored, Putnam County, GA averaging 18/100 (low, Putnam, GA), from 15 to 28. Putnam County, GA is in its peak phase (Putnam, GA confidence 32/100): Putnam, GA home prices up 2.5% (Putnam, GA) over twelve months. Putnam County, GA lender headwind: 72/100.

Highest-scoring Putnam County, GA ZIPs: 31024 (28/100), 31038 (17/100), 30625 (16/100), 30650 (15/100), 31061 (15/100).

Across Putnam County, GA's scored ZIPs: median home value $250,680, household income $62,765, 15.8% vacancy, 12.1% poverty, 76% owner-occupied, median age 48.1.

Putnam County, GA insurance distress 81/100 (#333 in the US); FEMA hazard 94/100 for Putnam, GA; 9 federal disaster declarations in Putnam County, GA since 2023 (3 hurricane); 1 Putnam, GA NFIP flood claims, $19K paid; Putnam, GA construction distress 71/100.

2 banks with 4 branches lend in Putnam County, GA; Putnam, GA weighted bank stress 68/100, highest 80/100 in Putnam, GA.

Putnam County, GA unemployment 3.7% (Putnam, GA -0.4 pts, six months); 103 new housing units permitted in Putnam County, GA over twelve months, Putnam, GA down 26% from 140; Putnam, GA home prices +11.9% a year (Putnam, GA) over three years.

13,505 housing units in Putnam County, GA; 1,770 Putnam, GA renter households; 53% of Putnam, GA renters spend 30%+ of income on rent, 29% (Putnam, GA) half or more.

Putnam County, GA ranks #69 nationally on the opportunity index (Putnam, GA, among all ranked counties); Putnam, GA scores 37.9/100 and Putnam, GA sits #8 inside Georgia. Putnam, GA is in the strong_buy opportunity phase; Putnam, GA's primary driver is vacancy, Putnam, GA second driver construction; Putnam, GA moved down 15 places. 3 short-sale listings across Putnam, GA; 110 days on market observed in Putnam, GA; 23.0% vacancy over 5 Putnam, GA ZIPs.

No CFPB county sample covers Putnam County, GA. The non-metro area reading for Putnam, GA: 1.3% ninety-plus days late; Putnam, GA's thirty-to-eighty-nine share is 3.0% (Putnam, GA, December 2025 data); Georgia overall 1.3%.

Putnam County, GA has 2 watched banks; 2 Putnam, GA banks sit in an elevated band. Putnam, GA footprints: Farmers&Merchants Bank (2 branches, stress 80) in Putnam, GA; Peoples Bank (2 branches, stress 56) in Putnam, GA.

3,070 of the 13,505 housing units in Putnam, GA sit vacant. Putnam County, GA permitted 25 multifamily units in twelve months; Putnam, GA's one-to-four unit structures added 78 units in Putnam County, GA.