Floyd County, GA: Foreclosures, Tax Liens & Distressed Properties

Floyd County, GA, Georgia: 13 ZIP codes scored, Floyd County, GA averaging 27/100 (low, Floyd, GA), from 23 to 32. Floyd County, GA is in its contraction phase (Floyd, GA confidence 70/100): Floyd, GA home prices down 2.3% (Floyd, GA) over twelve months, 4.5% under their peak. Floyd County, GA lender headwind: 23/100.

Highest-scoring Floyd County, GA ZIPs: 30145 (32/100), 30103 (31/100), 30161 (28/100), 30701 (28/100), 30733 (28/100), 30104 (27/100). Also scored in Floyd County, GA: 30124, 30147, 30149, 30165, 30173, 30105, 30125.

Across Floyd County, GA's scored ZIPs: median home value $217,367, household income $63,103, 8.0% vacancy, 15.1% poverty, 66% owner-occupied, median age 39.0.

Floyd County, GA insurance distress 84/100 (#236 in the US); FEMA hazard 90/100 for Floyd, GA; 9 federal disaster declarations in Floyd County, GA since 2023; 2 Floyd, GA NFIP flood claims, $141K paid; Floyd, GA construction distress 15/100.

8 banks with 13 branches lend in Floyd County, GA; Floyd, GA weighted bank stress 54/100, highest 67/100 in Floyd, GA.

Floyd County, GA unemployment 3.3% (Floyd, GA -0.4 pts, six months); 421 new housing units permitted in Floyd County, GA over twelve months, Floyd, GA up 38% from 305; Floyd, GA home prices +12.6% a year (Floyd, GA) over three years.

40,918 housing units in Floyd County, GA; 13,915 Floyd, GA renter households; 46% of Floyd, GA renters spend 30%+ of income on rent, 23% (Floyd, GA) half or more.

Floyd County, GA ranks #1,409 nationally on the opportunity index (Floyd, GA, among all ranked counties); Floyd, GA scores 29.7/100 and Floyd, GA sits #99 inside Georgia. Floyd, GA is in the early_signal opportunity phase; Floyd, GA's primary driver is vacancy, Floyd, GA second driver bank institutional; Floyd, GA moved up 1,009 places. 20 short-sale listings across Floyd, GA; 82 days on market observed in Floyd, GA; 9.8% vacancy over 13 Floyd, GA ZIPs.

No CFPB county sample covers Floyd County, GA. The non-metro area reading for Floyd, GA: 1.3% ninety-plus days late; Floyd, GA's thirty-to-eighty-nine share is 3.0% (Floyd, GA, December 2025 data); Georgia overall 1.3%.

Floyd County, GA has 2 watched banks; 2 Floyd, GA banks sit in an elevated band. Floyd, GA footprints: First National Cmty Bank (3 branches, stress 42) in Floyd, GA; River City Bank (1 branch, stress 59) in Floyd, GA.

HUD lists 5 assisted multifamily properties in Floyd County, GA with 466 units; 221 Floyd, GA units are assisted, 2 Floyd, GA properties under project-based Section 8.

4,062 of the 40,918 housing units in Floyd, GA sit vacant. Floyd County, GA permitted 0 multifamily units in twelve months; Floyd, GA's one-to-four unit structures added 421 units in Floyd County, GA.