Sumter County, GA: Foreclosures, Tax Liens & Distressed Properties

Sumter County, GA, Georgia: 8 ZIP codes scored, Sumter County, GA averaging 25/100 (low, Sumter, GA), from 24 to 26. Sumter County, GA is in its peak phase (Sumter, GA confidence 18/100): Sumter, GA home prices up 1.2% (Sumter, GA) over twelve months. Sumter County, GA lender headwind: 54/100.

Highest-scoring Sumter County, GA ZIPs: 31709 (26/100), 31719 (26/100), 31735 (26/100), 31764 (25/100), 31780 (25/100), 31711 (24/100). Also scored in Sumter County, GA: 31743, 31787.

Across Sumter County, GA's scored ZIPs: median home value $149,613, household income $46,075, 27.6% vacancy, 22.9% poverty, 73% owner-occupied, median age 43.1.

Sumter County, GA insurance distress 61/100 (#853 in the US); FEMA hazard 90/100 for Sumter, GA; 9 federal disaster declarations in Sumter County, GA since 2023; 2 Sumter, GA NFIP flood claims; Sumter, GA construction distress 74/100.

5 banks with 6 branches lend in Sumter County, GA; Sumter, GA weighted bank stress 63/100, highest 71/100 in Sumter, GA.

Sumter County, GA unemployment 4.5% (Sumter, GA -0.3 pts, six months); 20 new housing units permitted in Sumter County, GA over twelve months, Sumter, GA down 29% from 28; Sumter, GA home prices +8.0% a year (Sumter, GA) over three years.

13,514 housing units in Sumter County, GA; 4,887 Sumter, GA renter households; 42% of Sumter, GA renters spend 30%+ of income on rent, 18% (Sumter, GA) half or more.

Sumter County, GA ranks #942 nationally on the opportunity index (Sumter, GA, among all ranked counties); Sumter, GA scores 31.4/100 and Sumter, GA sits #68 inside Georgia. Sumter, GA is in the early_signal opportunity phase; Sumter, GA's primary driver is vacancy, Sumter, GA second driver construction; Sumter, GA moved up 157 places. 123 days on market observed in Sumter, GA; 18.5% vacancy over 8 Sumter, GA ZIPs.

No CFPB county sample covers Sumter County, GA. The non-metro area reading for Sumter, GA: 1.3% ninety-plus days late; Sumter, GA's thirty-to-eighty-nine share is 3.0% (Sumter, GA, December 2025 data); Georgia overall 1.3%.

Sumter County, GA has 3 watched banks; 3 Sumter, GA banks sit in an elevated band. Sumter, GA footprints: Citizens Bank Of Americus (2 branches, stress 61) in Sumter, GA; Peoplessouth Bank (1 branch, stress 71) in Sumter, GA; First State Bank (1 branch, stress 56) in Sumter, GA.

HUD lists 2 assisted multifamily properties in Sumter County, GA with 70 units; 45 Sumter, GA units are assisted, 1 Sumter, GA properties under project-based Section 8.

2,528 of the 13,514 housing units in Sumter, GA sit vacant. Sumter County, GA permitted 0 multifamily units in twelve months; Sumter, GA's one-to-four unit structures added 20 units in Sumter County, GA.