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ZIP 31709 Foreclosure, Tax-Lien & Distress Report

Sumter County, Georgia · High Vacancy market

Composite property distress in 31709 (Sumter County, Georgia) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (65/100). Leading the profile are construction/permit lag (65/100), structural risk (48/100), institutional ownership (42/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 48/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 29% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. Home values center near $139,800, an affordability ratio of 3.1× — accessible. There are about 6,680 housing units across 31709. Rent burden reaches 33% of tenant households. Population is roughly 14,966 with a median age of 31. Educational attainment sits at 28% bachelor's-or-above. The tenure split is 44% owner-occupied to 56% rented. Roughly 23.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $41,400, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 34/100.

Taken together, 31709 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 31709 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 31709 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 31709 shows blanks, not estimates, wherever the record is sparse.

The 22/100 for 31709 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 31709 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

22/100
Composite stress
48/100
Structural risk
6/100
Distress activity

What is driving ZIP 31709’s distress

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk47
Another 9 scored dimensions sit behind 31709

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 31709 by the numbers

A live read on 31709: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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