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ZIP 31787 Foreclosure, Tax-Lien & Distress Report

Lee County, Georgia · High Vacancy market

In Lee County, Georgia, ZIP 31787 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 48/100 structural and 6/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (65/100). The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (48/100), institutional ownership (47/100). mortgage stress (20/100) stay muted.

The peak-phase market in 31787 posted values that rose 0.8% over the year, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,321 people live here, median age 42. The tenure split is 79% owner-occupied to 21% rented. There are about 608 housing units across 31787. Rent burden reaches 25% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 24.3%, above the national norm and a classic distress-and-opportunity signal. About 20% have a four-year degree. Median household income is $76,120, near the U.S. median near $78,000. Home values center near $180,400, an affordability ratio of 3.1× — accessible. The poverty rate is 13.1%.

Net-net, 31787 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 31787 at the moment; the composite and its components are still built from verifiable public records.

Whether 31787 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 31787 can be compared directly against any other ZIP in Lee County, Georgia or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 31787 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 31787 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 31787 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
48/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 31787

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk40
9 further distress layers are graded for 31787

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 31787 distress snapshot

A live read on 31787: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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