Schley County, GA: Foreclosures, Tax Liens & Distressed Properties

Schley County, GA, Georgia: 7 ZIP codes scored, Schley County, GA averaging 19/100 (low, Schley, GA), from 14 to 26. Schley County, GA is in its peak phase (Schley, GA confidence 18/100): Schley, GA home prices up 1.2% (Schley, GA) over twelve months. Schley County, GA lender headwind: 17/100.

Highest-scoring Schley County, GA ZIPs: 31719 (26/100), 31711 (24/100), 31068 (20/100), 31081 (19/100), 31058 (16/100), 31806 (16/100). Also scored in Schley County, GA: 31803.

Across Schley County, GA's scored ZIPs: median home value $108,717, household income $43,559, 26.3% vacancy, 20.1% poverty, 72% owner-occupied, median age 40.6.

Schley County, GA insurance distress 46/100 (#1,202 in the US); FEMA hazard 90/100 for Schley, GA; 9 federal disaster declarations in Schley County, GA since 2023; Schley, GA construction distress 60/100.

2 banks with 2 branches lend in Schley County, GA; Schley, GA weighted bank stress 57/100, highest 63/100 in Schley, GA.

Schley County, GA unemployment 3.4% (Schley, GA -0.6 pts, six months); 15 new housing units permitted in Schley County, GA over twelve months, Schley, GA down 12% from 17; Schley, GA home prices +11.7% a year (Schley, GA) over three years.

1,886 housing units in Schley County, GA; 339 Schley, GA renter households; 34% of Schley, GA renters spend 30%+ of income on rent, 17% (Schley, GA) half or more.

Schley County, GA ranks #1,660 nationally on the opportunity index (Schley, GA, among all ranked counties); Schley, GA scores 28.9/100 and Schley, GA sits #123 inside Georgia. Schley, GA is in the early_signal opportunity phase; Schley, GA's primary driver is vacancy, Schley, GA second driver construction; Schley, GA moved down 1,170 places. 7 days on market observed in Schley, GA; 18.9% vacancy over 7 Schley, GA ZIPs.

No CFPB county sample covers Schley County, GA. The non-metro area reading for Schley, GA: 1.3% ninety-plus days late; Schley, GA's thirty-to-eighty-nine share is 3.0% (Schley, GA, December 2025 data); Georgia overall 1.3%.

Schley County, GA has 2 watched banks; 2 Schley, GA banks sit in an elevated band. Schley, GA footprints: Peoples Bank Of Georgia (1 branch, stress 63) in Schley, GA; Ameris Bank (1 branch, stress 51) in Schley, GA.

247 of the 1,886 housing units in Schley, GA sit vacant. Schley County, GA permitted 0 multifamily units in twelve months; Schley, GA's one-to-four unit structures added 15 units in Schley County, GA.