ZIP 31806 Foreclosure, Tax-Lien & Distress Report

Schley County, Georgia's ZIP 31806 registers 13/100 composite distress, which DLRadar reads as minimal. It additionally carries heavy environmental risk: FEMA disaster exposure (65/100). The most distinctive pressure shows up in construction/permit lag (61/100), institutional ownership (37/100), structural risk (30/100). structural risk (30/100) and mortgage stress (17/100) stay muted. On the structural side it scores 30/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 13% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 4,316 people live here, median age 42. DLRadar's demographic-stress index for the area reads 29/100. 79% of housing is owner-occupied. About 19% have a four-year degree. A median home runs $156,000 here, or 2.5 times local income. Vacancy runs 18.7%, above the national norm and a classic distress-and-opportunity signal. There are about 1,759 housing units across 31806. At $61,026, median income runs below typical U.S. levels. Around 38% of renters are cost-burdened. The poverty rate is 13.1%.

On the whole, 31806 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 31806 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 31806's 13/100 can be lined up against any neighbor in Schley County, Georgia or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 31806, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 figure for 31806 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 31806 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.