ZIP 39870 Foreclosure, Tax-Lien & Distress Report
Baker County, Georgia · High Vacancy market
ZIP 39870's composite property-distress score is 10/100 - DLRadar classes that as minimal for Baker County, Georgia. What sets it apart are the readings on institutional ownership (47/100), structural risk (20/100), mortgage stress (18/100). On the quiet end sit structural risk (20/100) and mortgage stress (18/100). Latent structural risk is 20/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — FEMA disaster exposure (88/100).
The market reads peak — home values rose 2.5% year on year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $46,351, below the U.S. median near $78,000. Around 39% of renters are cost-burdened. Owners hold 68% of homes, renters 32%. Educational attainment sits at 14% bachelor's-or-above. 31.1% of residents fall below the poverty threshold. The vacancy rate is 21.6% — elevated. DLRadar's demographic-stress index for the area reads 34/100. The ZIP holds roughly 893 housing units. Population is roughly 1,869 with a median age of 46. Home values center near $109,600, an affordability ratio of 2.4× — accessible.
On the whole, 39870 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 39870 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 39870's 10/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 39870 reflects the current record instead of a stale or modeled snapshot.
The 10/100 figure for 39870 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 39870 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 39870’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 39870 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 39870, the same set carried on every parcel.
More ZIPs across Baker County
Nearest ZIP codes to 39870
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 39870
Further distress data across Baker County, Georgia at ZIP, county and state level.
See every distressed parcel in 39870
See who owns each distressed property in 39870, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology