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ZIP 39862 Foreclosure, Tax-Lien & Distress Report

Calhoun County, Georgia · High Vacancy market

Composite property distress in 39862 (Calhoun County, Georgia) lands at 15/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 33/100 structural and 5/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (65/100)). Leading the profile are construction/permit lag (67/100), institutional ownership (36/100), structural risk (33/100). On the quiet end sit structural risk (33/100) and mortgage stress (18/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

789 residents call 39862 home, typically aged 63. Owners hold 89% of homes, renters 11%. Around 13% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. The typical home is worth about $155,200 (2.4× income, relatively affordable). Households earn a median $46,500 — below the roughly $78,000 national figure. There are about 592 housing units across 39862. About 34% have a four-year degree. Vacancy runs 27.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.1% — high, a tax-stress and distress correlate.

Taken together, 39862 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 39862 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 39862's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 39862 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 39862 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. Practically, 39862 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

15/100
Composite stress
33/100
Structural risk
5/100
Distress activity

ZIP 39862 distress signals, scored

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk10
Another 9 scored dimensions sit behind 39862

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 39862 distress snapshot

Current distress, phase, housing and lender-pressure figures for 39862, drawn from the same report attached to each property.

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Neighbouring ZIPs in Calhoun County

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Other reports tied to Calhoun County, Georgia — ZIP, county and statewide.

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Deterministic scoring, sourced entirely from public data · methodology

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