ZIP 39842 Property Distress & Foreclosure Data

ZIP code 39842 in Terrell County, Georgia carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100). What sets it apart are the readings on institutional ownership (39/100), structural risk (19/100), mortgage stress (18/100). By contrast, structural risk (19/100) and mortgage stress (18/100) register low. Structural exposure scores 19 and live distress 5 on the 0–100 scale.

The market reads expansion — home values rose 7.0% year on year, and 55% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 52% of homes, renters 48%. Rent burden reaches 41% of tenant households. Home values center near $117,200, an affordability ratio of 2.6× — accessible. Educational attainment sits at 11% bachelor's-or-above. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. 36.5% of residents fall below the poverty threshold. About 7,780 people live here, median age 41. DLRadar's demographic-stress index for the area reads 38/100. There are about 3,674 housing units across 39842. Median household income is $41,181, below the U.S. median near $78,000.

Net-net, 39842 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.